Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Sijoitus Kaarre Oy
Sijoitus Kaarre Oy was placed into liquidation 2026-04-20. In its latest retained statement for 2025-12-31, revenue was €8 and operating profit was -€174.
Business ID 0989288-5LIQUIDATIONUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0989288-5
- Sector
- Business and other management consultancy activities
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 1994-11-16
- Business ID registration date
- 1994-12-29
- Business status
- LIQUIDATION
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksanterinkatu 15 A 3, 15110, Lahti
About Sijoitus Kaarre Oy
Financial position and key figures for the company.
Sijoitus Kaarre Oy was placed into liquidation 2026-04-20. In its latest retained statement for 2025-12-31, revenue was €8 and operating profit was -€174. The latest retained financial statement for 2025-12-31 shows revenue of €8 and profit for the financial year of €1,196. Based on the latest retained statement, revenue growth was +66.7%, operating margin was -2179.5%, and equity ratio was +68.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
3
PRH/XBRL financial statement
Derived indicators
Revenue growth66.7%
Operating margin-2179.5%
Equity ratio68.7%
Balance-sheet contextLatest financial period
Cash and bank€1,970Previous: €508
Retained earnings-€4,889Previous: €909
Equity€1,353Previous: €157
Liabilities€617Previous: €725
Current assets€1,970Previous: €613
Current liabilities€617Previous: €725
Revenue trend3 periods
€301,788
2023-12-31
€5
2024-12-31
€8
2025-12-31
Operating profit (loss) trend3 periods
-€22,409
2023-12-31
-€5,797
2024-12-31
-€174
2025-12-31
Profit (loss) for the financial year trend3 periods
-€26,883
2023-12-31
-€5,798
2024-12-31
€1,196
2025-12-31
Assets trend3 periods
€39,211
2023-12-31
€882
2024-12-31
€1,970
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
86/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 15.2 % | 17.8 % | 68.7 % |
| Current ratio | 1.16x | 0.70x | 3.19x |
| Operating profit margin | -7.4 % | -120766.9 % | -2179.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusLIQUIDATION
Trade RegisterRegistered
Business ID0989288-5
EU IDFIFPRO.0989288-5
MunicipalityLahti
Current registered entries
1994-11-16Registered in Patent and Registration Office (Trade Register)
1994-12-29Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskSijoitus Kaarre Oy
Grade unchangedD · new analysis 2026-10-17
29/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
238 peersSolvency36%
Below 64% of peers
Profitability3%
Below 97% of peers
Liquidity73%
Better than 73% of peers
Revenue growth91%
Better than 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings115 days after period end
115 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Material volatility across multiple financial domains
- Severe registry event in the last 6 months
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsD
2026-10-1729/100 · v0.15
D → DD
2026-10-17 11:3629/100 · v0.14
D → D- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-21 14:2229/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-1429/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
30 Sept 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-10-08
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-11.
This company profile has not been claimed yet
Sijoitus Kaarre Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.