Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.Business profile
Sijoitusoskarit Oy
Sijoitusoskarit Oy's registered office is Kouvola. It is a limited company. The company was established on 1986-08-28. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €316,425 and operating profit was €300,615.
Business ID 0635029-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0635029-8
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Kouvola
- Company form
- Limited company
- Registration date
- 1986-08-28
- Business ID registration date
- 1986-11-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VALJASKUJA 16, 45160, Kouvola
About Sijoitusoskarit Oy
Financial position and key figures for the company.
Sijoitusoskarit Oy's location municipality is Kouvola. It is a limited company. The company was established on 1986-08-28. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €316,425 and operating profit was €300,615. The latest retained financial statement for 2025-12-31 shows revenue of €316,425 and profit for the financial year of €237,626. Based on the latest retained statement, revenue growth was +3.5%, operating margin was +95.0%, and equity ratio was +95.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth3.5%
Operating margin95.0%
Equity ratio95.2%
Balance-sheet contextLatest financial period
Inventory€2,045,391Previous: €1,906,335
Cash and bank€19,597Previous: €3,948
Retained earnings€1,134,851Previous: €1,108,689
Equity€2,072,476Previous: €1,885,251
Liabilities€105,373Previous: €147,984
Current assets€2,064,989Previous: €1,917,495
Current liabilities€79,161Previous: €44,444
Revenue trend2 periods
€305,750
2024-12-31
€316,425
2025-12-31
Operating profit (loss) trend2 periods
€98,334
2024-12-31
€300,615
2025-12-31
Profit (loss) for the financial year trend2 periods
€76,561
2024-12-31
€237,626
2025-12-31
Assets trend2 periods
€2,033,235
2024-12-31
€2,177,849
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 92.7 % | 95.2 % |
| Current ratio | 42.98x | 26.09x |
| Operating profit margin | 32.2 % | 95.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0635029-8
VAT IDFI06350298
EU IDFIFPRO.0635029-8
MunicipalityKouvola
Current registered entries
1986-08-28Registered in Patent and Registration Office (Trade Register)
1986-11-19Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2015-02-11VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2017-03-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentSijoitusoskarit Oy
Grade unchangedA1 · new analysis 2026-10-18
91/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
38 peersSolvency74%
Better than 74% of peers
Profitability95%
Better than 95% of peers
Liquidity84%
Better than 84% of peers
Revenue growth55%
Better than 55% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings120 days after period end
102 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-10-1891/100 · v0.15
A1 → A1A1
2026-09-28 11:5191/100 · v0.14
A3 → A1 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1576/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1466/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 40 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-04-30
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sijoitusoskarit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.