Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Sijoitusyhtiö Anneli Malinen Oy
Sijoitusyhtiö Anneli Malinen Oy's registered office is Joensuu. It is a limited company. The company was established on 2022-01-13. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €11,422 and operating profit was €3,951.
Business ID 3258577-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3258577-9
- Sector
- Buying and selling of own real estate
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 2022-01-13
- Business ID registration date
- 2022-01-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Wallenkatu 7 B 7, 80140, Joensuu
Phone: +358400557101Source observation
People and decision-makers
Malinen Juha-MikaelToimitusjohtaja
Anneli MalinenToimitusjohtajan sijainen
About Sijoitusyhtiö Anneli Malinen Oy
Financial position and key figures for the company.
Sijoitusyhtiö Anneli Malinen Oy's location municipality is Joensuu. It is a limited company. The company was established on 2022-01-13. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €11,422 and operating profit was €3,951. The latest retained financial statement for 2025-12-31 shows revenue of €11,422 and profit for the financial year of €6,898. Based on the latest retained statement, revenue growth was +10.0%, operating margin was +34.6%, and equity ratio was +14.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
64200 Rahoitusalan holdingyhtiöiden toiminta
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth10.0%
Operating margin34.6%
Equity ratio14.0%
Revenue€11,422+€1,036 (+10.0%) vs previous periodPrevious: €10,386
Operating profit (loss)€3,951-€1,050 (-21.0%) vs previous periodPrevious: €5,001
Profit (loss) for the financial year€6,898-€2,265 (-24.7%) vs previous periodPrevious: €9,163
Assets€251,155-€11,945 (-4.5%) vs previous periodPrevious: €263,100
Balance-sheet contextLatest financial period
Profit before taxes€8,630Previous: €11,473
Employees0Previous: 0
Revenue trend4 periods
€9,220
2022-12-31
€11,660
2023-12-31
€10,386
2024-12-31
€11,422
2025-12-31
Operating profit (loss) trend4 periods
€4,041
2022-12-31
€7,228
2023-12-31
€5,001
2024-12-31
€3,951
2025-12-31
Profit (loss) for the financial year trend4 periods
€8,223
2022-12-31
€10,913
2023-12-31
€9,163
2024-12-31
€6,898
2025-12-31
Assets trend4 periods
€255,279
2022-12-31
€260,866
2023-12-31
€263,100
2024-12-31
€251,155
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
18/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 3.2 % | 7.3 % | 10.8 % | 14.0 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 43.8 % | 62.0 % | 48.1 % | 34.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3258577-9
EU IDFIFPRO.3258577-9
MunicipalityJoensuu
Current registered entries
2022-01-13Registered in Tax Administration (Tax Administration)
2022-01-13Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Malinen Juha-MikaelToimitusjohtajaSources: 5 · Confidence: 78%
Anneli MalinenToimitusjohtajan sijainenSources: 1 · Confidence: 76%
Malinen Anneli Helena MarjattaPuheenjohtajaSources: 4 · Confidence: 78%
Espo Tiina JohannaVarsinainen jäsenSources: 5 · Confidence: 78%
Malinen Minna KristiinaVarsinainen jäsenSources: 4 · Confidence: 78%
Sirviö Mari AnneliVarsinainen jäsenSources: 4 · Confidence: 78%
Malinen Juha-MikaelVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactorySijoitusyhtiö Anneli Malinen Oy
Grade unchangedB2 · new analysis 2026-10-19
59/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
141 peersSolvency41%
Below 59% of peers
Profitability69%
Better than 69% of peers
Revenue growth77%
Better than 77% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1959/100 · v0.15
B2 → B2 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B2
2026-10-0858/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
8 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-04-09
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sijoitusyhtiö Anneli Malinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.