Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
SIP Capital Oy
SIP Capital Oy's registered office is Helsingfors. It is a limited company. The company was established on 2008-02-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 2173225-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2173225-1
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2008-02-05
- Business ID registration date
- 2008-01-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Orapihlajatie 21-27 A 2, 00320, Helsingfors
People and decision-makers
Palmu Mikko HenrikVarsinainen jäsen
Kellas Sebastian AndreasVarajäsen
Lauri MäkiPäävastuullinen tilintarkastaja
About SIP Capital Oy
Financial position and key figures for the company.
SIP Capital Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2008-02-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +100.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio100.0%
Operating profit (loss)€1,136-€4,507 (-79.9%) vs previous periodPrevious: €5,643
Profit (loss) for the financial year€264,284-€69,331 (-20.8%) vs previous periodPrevious: €333,615
Assets€2,203,422+€90,696 (+4.3%) vs previous periodPrevious: €2,112,726
Balance-sheet contextLatest financial period
Operating profit (loss) trend4 periods
€6,736
2022-01-31
€5,522
2023-01-31
€5,643
2024-12-31
€1,136
2025-12-31
Profit (loss) for the financial year trend4 periods
€293,648
2022-01-31
€330,923
2023-01-31
€333,615
2024-12-31
€264,284
2025-12-31
Assets trend4 periods
€1,495,832
2022-01-31
€1,940,306
2023-01-31
€2,112,726
2024-12-31
€2,203,422
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-01-31 | 2023-01-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 99.9 % | 99.8 % | 99.9 % | 100.0 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2173225-1
EU IDFIFPRO.2173225-1
MunicipalityHelsingfors
Current registered entries
2008-02-01Registered in Tax Administration (Tax Administration)
2008-02-05Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Palmu Mikko HenrikVarsinainen jäsenSources: 4 · Confidence: 78%
Kellas Sebastian AndreasVarajäsenSources: 2 · Confidence: 78%
Lauri MäkiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodSIP Capital Oy
Grade upgradedA3 → A2 · new analysis 2026-10-18
80/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1880/100 · v0.15
A3 → A2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Usable financial evidence → Limited financial evidence.
- New risk factor: Sufficient structured financial metrics are not available.
A3
2026-10-0378/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-05-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SIP Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.