Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Sisustusasentajat Holma & Holma Oy
Sisustusasentajat Holma & Holma Oy's registered office is Turku. It is a limited company. The company was established on 1982-10-14. It operates in the industry of floor and wall covering. In its latest retained statement for 2026-03-31, revenue was €282,124 and operating profit was €40,469.
Business ID 0490432-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0490432-2
- Sector
- Floor and wall covering
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1982-10-14
- Business ID registration date
- 1982-12-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VRÄKINKATU 23 AS 1, 20900, Turku
Phone: +358451113868Source observation
People and decision-makers
Holma Joni JuhaniToimitusjohtaja
About Sisustusasentajat Holma & Holma Oy
Financial position and key figures for the company.
Sisustusasentajat Holma & Holma Oy's location municipality is Turku. It is a limited company. The company was established on 1982-10-14. It operates in the industry of floor and wall covering. In its latest retained statement for 2026-03-31, revenue was €282,124 and operating profit was €40,469. The latest retained financial statement for 2026-03-31 shows revenue of €282,124 and profit for the financial year of €26,087. Based on the latest retained statement, revenue growth was +73.4%, operating margin was +14.3%, and equity ratio was +36.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
3
2
Combined source
Derived indicators
Revenue growth73.4%
Operating margin14.3%
Equity ratio36.0%
Balance-sheet contextLatest financial period
Inventory€152,287Previous: €160,128
Cash and bank€552Previous: €1,577
Retained earnings€32,662Previous: €32,205
Profit before taxes€33,853Previous: €3,867
Equity€67,158Previous: €44,422
Liabilities€119,271Previous: €135,919
Current assets€182,080Previous: €174,543
Current liabilities€31,771Previous: €24,419
Employees2Previous: 2
Revenue trend5 periods
€153,097
2022-03-31
€140,947
2023-03-31
€168,285
2024-03-31
€162,682
2025-03-31
€282,124
2026-03-31
Operating profit (loss) trend5 periods
€5,756
2022-03-31
€8,255
2023-03-31
€16,107
2024-03-31
€13,471
2025-03-31
€40,469
2026-03-31
Profit (loss) for the financial year trend5 periods
€153
2022-03-31
€1,302
2023-03-31
€6,344
2024-03-31
€3,808
2025-03-31
€26,087
2026-03-31
Assets trend3 periods
€183,497
2024-03-31
€180,342
2025-03-31
€186,429
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
45/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
86/100 · Improving
Ratio history
| Ratio | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|
| Equity ratio | - | - | 24.0 % | 24.6 % | 36.0 % |
| Current ratio | - | - | - | 6.62x | 4.81x |
| Operating profit margin | 3.8 % | 5.8 % | 9.6 % | 8.3 % | 14.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0490432-2
VAT IDFI04904322
EU IDFIFPRO.0490432-2
MunicipalityTurku
Current registered entries
1982-10-14Registered in Patent and Registration Office (Trade Register)
1982-12-17Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1996-11-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Holma Joni JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Holma Jari KalervoVarsinainen jäsenSources: 3 · Confidence: 78%
Jari HolmaEntrepreneurSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSisustusasentajat Holma & Holma Oy
Grade unchangedA3 · new analysis 2026-10-17
77/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
267 peersSolvency37%
Below 63% of peers
Profitability86%
Better than 86% of peers
Liquidity92%
Better than 92% of peers
Revenue growth97%
Better than 97% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings105 days after period end
124 days after period end
3 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-1777/100 · v0.15
A3 → A3 · +4 points- Liquidity: Not enough history → Deteriorating
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1573/100 · v0.14
A3 → A3- Revenue: Improving
- Profitability: Improving
- Solvency: Improving
A3
2026-09-1473/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 44 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-07-14
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Sisustusasentajat Holma & Holma Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.