Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Business profile
SJL-Group Oy
SJL-Group Oy's registered office is Mustio. It is a limited company. The company was established on 1991-03-13. It operates in the industry of floor and wall covering. In its latest retained statement for 2025-12-31, revenue was €184,504 and operating profit was €3,065.
Business ID 0852497-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0852497-6
- Sector
- Floor and wall covering
- Municipality
- Mustio
- Company form
- Limited company
- Registration date
- 1991-03-13
- Business ID registration date
- 1991-08-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Linderintie 171, 10360, Mustio
About SJL-Group Oy
Financial position and key figures for the company.
SJL-Group Oy's location municipality is Mustio. It is a limited company. The company was established on 1991-03-13. It operates in the industry of floor and wall covering. In its latest retained statement for 2025-12-31, revenue was €184,504 and operating profit was €3,065. The latest retained financial statement for 2025-12-31 shows revenue of €184,504 and profit for the financial year of -€2,382. Based on the latest retained statement, revenue growth was +50.4%, operating margin was +1.7%, and equity ratio was -111.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth50.4%
Operating margin1.7%
Equity ratio-111.7%
Balance-sheet contextLatest financial period
Cash and bank€17,011Previous: €5,432
Retained earnings-€26,571Previous: -€5,175
Equity-€26,429Previous: -€24,048
Liabilities€50,091Previous: €38,507
Current assets€19,442Previous: €8,834
Current liabilities€45,081Previous: €30,078
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
13/100 · Improving
Operating profit marginPassable
54/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0852497-6
VAT IDFI08524976
EU IDFIFPRO.0852497-6
MunicipalityMustio
Current registered entries
1991-03-13Registered in Patent and Registration Office (Trade Register)
1991-08-21Registered in Tax Administration (Tax Administration)
2002-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2002-05-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSJL-Group Oy
Grade unchangedC · new analysis 2026-10-18
34/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
140 peersSolvency3%
Below 97% of peers
Profitability40%
Below 60% of peers
Liquidity40%
Below 60% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings191 days after period end
191 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1834/100 · v0.15
C → CC
2026-09-27 16:4234/100 · v0.14
B1 → C · -32 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 35 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-07-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SJL-Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.