Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
SM Fimac Oy, Ltd
SM Fimac Oy, Ltd's registered office is Kurikka. It is a limited company. The company was established on 1994-09-14. It operates in the industry of retail sale of electrical household appliances. In its latest retained statement for 2025-05-31, revenue was €513,693 and operating profit was €6,043.
Business ID 0969623-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0969623-5
- Sector
- Retail sale of electrical household appliances
- Municipality
- Kurikka
- Company form
- Limited company
- Registration date
- 1994-09-14
- Business ID registration date
- 1994-06-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Fiinankatu 3, 61300, Kurikka
Website: https://www.smfimac.fiSource observation
About SM Fimac Oy, Ltd
Financial position and key figures for the company.
SM Fimac Oy, Ltd's location municipality is Kurikka. It is a limited company. The company was established on 1994-09-14. It operates in the industry of retail sale of electrical household appliances. In its latest retained statement for 2025-05-31, revenue was €513,693 and operating profit was €6,043. The latest retained financial statement for 2025-05-31 shows revenue of €513,693 and profit for the financial year of €1,915. Based on the latest retained statement, revenue growth was -7.7%, operating margin was +1.2%, and equity ratio was +41.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-05-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-7.7%
Operating margin1.2%
Equity ratio41.6%
Balance-sheet contextLatest financial period
Inventory€148,278Previous: €143,691
Cash and bank€1,786Previous: €1,072
Retained earnings€74,575Previous: €78,608
Equity€84,899Previous: €90,484
Liabilities€119,343Previous: €211,283
Current assets€168,985Previous: €263,896
Current liabilities€87,474Previous: €141,822
Revenue trend2 periods
€556,723
2024-05-31
€513,693
2025-05-31
Operating profit (loss) trend2 periods
€9,262
2024-05-31
€6,043
2025-05-31
Profit (loss) for the financial year trend2 periods
€3,467
2024-05-31
€1,915
2025-05-31
Assets trend2 periods
€301,767
2024-05-31
€204,242
2025-05-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
52/100 · Improving
Current ratioSatisfactory
57/100 · Improving
Operating profit marginPassable
53/100 · Declining
Ratio history
| Ratio | 2024-05-31 | 2025-05-31 |
|---|---|---|
| Equity ratio | 30.0 % | 41.6 % |
| Current ratio | 1.02x | 1.72x |
| Operating profit margin | 1.7 % | 1.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0969623-5
VAT IDFI09696235
EU IDFIFPRO.0969623-5
MunicipalityKurikka
Current registered entries
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1994-06-14Registered in Tax Administration (Tax Administration)
1994-09-14Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1997-04-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSM Fimac Oy, Ltd
Grade unchangedB1 · new analysis 2026-10-18
69/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
80 peersSolvency44%
Below 56% of peers
Profitability46%
Close to the peer-group midpoint
Liquidity61%
Better than 61% of peers
Revenue growth28%
Below 72% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings114 days after period end
119 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1869/100 · v0.15
B1 → B1- Supporting factor cleared: Coordinated recovery across 2 financial domains.
B1
2026-09-24 00:2669/100 · v0.14
B1 → B1 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
22 Sept 2026 · PRH / XBRLFinancial period ends 2026-05-31.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2025-09-27
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
SM Fimac Oy, Ltd shows public core facts. A company representative can claim the profile, update public information, and access owner tools.