Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Small Dream Oy
Small Dream Oy's registered office is Pudasjärvi. It is a limited company. The company was established on 2021-04-06. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €351,906 and operating profit was €64,850.
Business ID 3200934-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3200934-1
- Sector
- Other miscellaneous specialised construction activities n.e.c.
- Municipality
- Pudasjärvi
- Company form
- Limited company
- Registration date
- 2021-04-06
- Business ID registration date
- 2021-03-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koivutie 7 A 1, 93100, Pudasjärvi
About Small Dream Oy
Financial position and key figures for the company.
Small Dream Oy's location municipality is Pudasjärvi. It is a limited company. The company was established on 2021-04-06. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €351,906 and operating profit was €64,850. The latest retained financial statement for 2025-12-31 shows revenue of €351,906 and profit for the financial year of €41,661. Based on the latest retained statement, revenue growth was +49.1%, operating margin was +18.4%, and equity ratio was +20.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth49.1%
Operating margin18.4%
Equity ratio20.9%
Balance-sheet contextLatest financial period
Cash and bank€40,915Previous: €28,691
Retained earnings€19,914Previous: €6,677
Equity€61,576Previous: €21,645
Liabilities€232,635Previous: €89,327
Current assets€95,628Previous: €38,406
Current liabilities€87,847Previous: €36,036
Revenue trend2 periods
€235,980
2024-12-31
€351,906
2025-12-31
Operating profit (loss) trend2 periods
€26,586
2024-12-31
€64,850
2025-12-31
Profit (loss) for the financial year trend2 periods
€14,969
2024-12-31
€41,661
2025-12-31
Assets trend2 periods
€110,973
2024-12-31
€294,211
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
26/100 · Improving
Current ratioWeak
16/100 · Declining
Operating profit marginGood
96/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 19.5 % | 20.9 % |
| Current ratio | 0.80x | 0.47x |
| Operating profit margin | 11.3 % | 18.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3200934-1
VAT IDFI32009341
EU IDFIFPRO.3200934-1
MunicipalityPudasjärvi
Current registered entries
2021-03-29VAT-liable for business activity in Tax Administration (VAT Register)
2021-03-29Registered in Tax Administration (Prepayment Register)
2021-04-06Registered in Tax Administration (Tax Administration)
2021-04-06Registered in Patent and Registration Office (Trade Register)
2024-10-07Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSmall Dream Oy
Grade upgradedB3 → B1 · new analysis 2026-09-23
61/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
Same size nationallyDescriptive comparison – does not change the model score.
134 peersSolvency27%
Below 73% of peers
Profitability73%
Better than 73% of peers
Liquidity38%
Below 62% of peers
Revenue growth88%
Better than 88% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings80 days after period end
45 days after period end
3 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-23 11:0661/100 · v0.14
B3 → B1 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1548/100 · v0.14
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1352/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
26/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-03-21
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-28.
This company profile has not been claimed yet
Small Dream Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.