Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Smart City Innovation Cluster Osk
Smart City Innovation Cluster Osk was declared bankrupt 2025-05-19. In its latest retained statement for 2023-12-31, revenue was €196,551 and operating profit was €1,630.
Business ID 3220229-9BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3220229-9
- Sector
- Other business support service activities n.e.c.
- Municipality
- Oulu
- Company form
- Cooperative
- Registration date
- 2021-09-24
- Business ID registration date
- 2021-06-22
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Teknologiantie 18, 90590, Oulu
Postal address: Teknologiantie 18, 90570, Oulu
Phone: +358449722549Source observation
Email: [email protected]Source observation
Website: https://pyhasalmicluster.fiSource observation
People and decision-makers
Kortejärvi Pertti IlmariToimitusjohtaja
Mikko ValtonenToimitusjohtajan sijainen
About Smart City Innovation Cluster Osk
Financial position and key figures for the company.
Smart City Innovation Cluster Osk was declared bankrupt 2025-05-19. In its latest retained statement for 2023-12-31, revenue was €196,551 and operating profit was €1,630. Based on the latest retained statement, revenue growth was +313.8%, operating margin was +0.6%, and equity ratio was +0.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Osuuskunnan tehtävänä on eri tavoin edistää jäsentensä älykkääseen ja kestävään kaupunkikehitykseen liittyvää liike-, kehittämis- ja tutkimustoimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth313.8%
Operating margin0.6%
Equity ratio0.3%
Revenue€196,551+€149,051 (+313.8%) vs previous periodPrevious: €47,500
Operating profit (loss)€1,630+€1,497 (+1120.2%) vs previous periodPrevious: €134
Assets€179,146+€91,541 (+104.5%) vs previous periodPrevious: €87,604
Balance-sheet contextLatest financial period
Profit before taxes€343Previous: €92
Revenue trend3 periods
€5,000
2021-12-31
€47,500
2022-12-31
€196,551
2023-12-31
Operating profit (loss) trend3 periods
-€17,135
2021-12-31
€134
2022-12-31
€1,630
2023-12-31
Assets trend3 periods
€3,456
2021-12-31
€87,604
2022-12-31
€179,146
2023-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
51/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Equity ratio | -438.0 % | 5.7 % | 0.3 % |
| Current ratio | - | - | - |
| Operating profit margin | -342.7 % | 0.2 % | 0.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3220229-9
MunicipalityOulu
Current registered entries
2021-09-24Registered in Patent and Registration Office (Trade Register)
2021-09-27Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Kortejärvi Pertti IlmariToimitusjohtajaSources: 4 · Confidence: 78%
Mikko ValtonenToimitusjohtajan sijainenSources: 1 · Confidence: 76%
Valtonen Mikko Veikko KustaaPuheenjohtajaSources: 2 · Confidence: 78%
Kuusisto Jari Heikki PetteriVarsinainen jäsenSources: 3 · Confidence: 78%
Sjöholm Katja Marja AnnikaVarsinainen jäsenSources: 2 · Confidence: 78%
Aalto Ari JuhaniVarsinainen jäsenSources: 3 · Confidence: 78%
Rantanen Teppo TuureVarsinainen jäsenSources: 2 · Confidence: 78%
Saanio Timo TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Vuopio Jaakko AnteroVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskSmart City Innovation Cluster Osk
Grade unchangedD · new analysis 2026-10-19
29/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving
SolvencyVolatile
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
193 peersSolvency12%
Below 88% of peers
Profitability26%
Below 74% of peers
Revenue growth98%
Better than 98% of peers
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Severe registry event 12–24 months ago
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1929/100 · v0.15
D → D- Risk factor cleared: High balance-sheet leverage.
D
2026-10-0629/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-19
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-11-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Smart City Innovation Cluster Osk shows public core facts. A company representative can claim the profile, update public information, and access owner tools.