Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Smart Enterprise Oy
Smart Enterprise Oy's registered office is Vanda. It is a limited company. The company was established on 1992-04-01. It operates in the industry of language schools and centres. In its latest retained statement for 2025-12-31, revenue was €116,601 and operating profit was €12,215.
Business ID 0886514-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0886514-8
- Sector
- Language schools and centres
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 1992-04-01
- Business ID registration date
- 1992-05-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: LAMMASTIE 18 A 4, 01710, Vanda
Phone: +358505429414Source observation
People and decision-makers
Smart Taru IreneVarsinainen jäsen
Sebastian SmartHallitus: varajäsen
About Smart Enterprise Oy
Financial position and key figures for the company.
Smart Enterprise Oy's location municipality is Vanda. It is a limited company. The company was established on 1992-04-01. It operates in the industry of language schools and centres. In its latest retained statement for 2025-12-31, revenue was €116,601 and operating profit was €12,215. Based on the latest retained statement, revenue growth was -12.9%, operating margin was +10.5%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-12.9%
Operating margin10.5%
Revenue€116,601-€17,298 (-12.9%) vs previous periodPrevious: €133,899
Operating profit (loss)€12,215-€13,192 (-51.9%) vs previous periodPrevious: €25,406
Assets€49,036-€11,235 (-18.6%) vs previous periodPrevious: €60,271
Balance-sheet contextLatest financial period
Employees0Previous: 1
Revenue trend5 periods
€105,211
2021-12-31
€126,607
2022-12-31
€130,776
2023-12-31
€133,899
2024-12-31
€116,601
2025-12-31
Operating profit (loss) trend5 periods
€19,326
2021-12-31
€22,221
2022-12-31
€24,656
2023-12-31
€25,406
2024-12-31
€12,215
2025-12-31
Profit (loss) for the financial year trend4 periods
€14,715
2021-12-31
€17,770
2022-12-31
€19,724
2023-12-31
€20,323
2024-12-31
Assets trend5 periods
€57,286
2021-12-31
€55,752
2022-12-31
€60,880
2023-12-31
€60,271
2024-12-31
€49,036
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
76/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 87.7 % | 92.9 % | 92.8 % | 94.2 % | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 18.4 % | 17.6 % | 18.9 % | 19.0 % | 10.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0886514-8
EU IDFIFPRO.0886514-8
MunicipalityVanda
Current registered entries
1992-04-01Registered in Patent and Registration Office (Trade Register)
1992-05-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2005-01-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Smart Taru IreneVarsinainen jäsenSources: 3 · Confidence: 78%
Sebastian SmartHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSmart Enterprise Oy
Grade upgradedB1 → A3 · new analysis 2026-09-15
76/100
Medium
Limited financial evidenceRegistry and statistics based
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-09-1576/100 · v0.14
B1 → A3 · +9 points- Revenue: Deteriorating
- Profitability: Deteriorating
- Assessment confidence: Low → Medium.
B1
2026-09-1467/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-15
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 34 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-03-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Smart Enterprise Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.