Business profile

Smartme Oy

Smartme Oy's registered office is Ingå. It is a limited company. The company was established on 2013-01-09. It operates in the industry of computer programming activities. In its latest retained statement for 2026-03-31, revenue was €120,053 and operating profit was €31,140.

Business ID 2520270-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2520270-9
Sector
Computer programming activities
Municipality
Ingå
Company form
Limited company
Registration date
2013-01-09
Business ID registration date
2012-12-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Storvikintie 9, 10210, Ingå

About Smartme Oy

Financial position and key figures for the company.

Smartme Oy's location municipality is Ingå. It is a limited company. The company was established on 2013-01-09. It operates in the industry of computer programming activities. In its latest retained statement for 2026-03-31, revenue was €120,053 and operating profit was €31,140. The latest retained financial statement for 2026-03-31 shows revenue of €120,053 and profit for the financial year of €24,882. Based on the latest retained statement, revenue growth was -23.6%, operating margin was +25.9%, and equity ratio was +92.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-23.6%
Operating margin25.9%
Equity ratio92.1%
Revenue€120,053-€37,153 (-23.6%) vs previous periodPrevious: €157,205
Operating profit (loss)€31,140-€22,594 (-42.0%) vs previous periodPrevious: €53,734
Profit (loss) for the financial year€24,882-€18,343 (-42.4%) vs previous periodPrevious: €43,224
Assets€348,674-€5,509 (-1.6%) vs previous periodPrevious: €354,183
Balance-sheet contextLatest financial period
Other operating income€11,818Previous: €6,285
Cash and bank€115,636Previous: €128,782
Retained earnings€293,689Previous: €276,219
Equity€321,070Previous: €321,944
Liabilities€27,604Previous: €32,240
Current assets€143,831Previous: €158,880
Current liabilities€27,604Previous: €32,240
Revenue trend2 periods
€157,205
2025-03-31
€120,053
2026-03-31
Operating profit (loss) trend2 periods
€53,734
2025-03-31
€31,140
2026-03-31
Profit (loss) for the financial year trend2 periods
€43,224
2025-03-31
€24,882
2026-03-31
Assets trend2 periods
€354,183
2025-03-31
€348,674
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
92.1 %2025-03-31: 90.9 %
Current ratioGood
100/100 · Improving
4.19x2025-03-31: 3.99x
Operating profit marginGood
100/100 · Declining
23.6 %2025-03-31: 32.9 %
Ratio history
Ratio2025-03-312026-03-31
Equity ratio90.9 %92.1 %
Current ratio3.99x4.19x
Operating profit margin32.9 %23.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2520270-9
VAT IDFI25202709
EU IDFIFPRO.2520270-9
MunicipalityIngå
Current registered entries
2013-01-09Registered in Patent and Registration Office (Trade Register)
2013-01-10Registered in Tax Administration (Tax Administration)
2013-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2013-06-10Registered in Tax Administration (Employer Register)
2013-06-10Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodSmartme Oy
Grade upgradedB1 → A2 · new analysis 2026-10-04
Model score80/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
410 peers
Solvency87%
Better than 87% of peers
Profitability85%
Better than 85% of peers
Liquidity88%
Better than 88% of peers
Revenue growth8%
Below 92% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag46 days after period end
Typical registration lag59 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A2
2026-10-04 23:0880/100 · v0.14
B1 → A2 · +17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-04
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
49/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-06-05

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

Smartme Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.