Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B2.Business profile
SMTK Group Oy
SMTK Group Oy's registered office is Kouvola. It is a limited company. The company was established on 2021-08-31. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-01-31, revenue was €47,786 and operating profit was -€22,513.
Business ID 3206112-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3206112-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kouvola
- Company form
- Limited company
- Registration date
- 2021-08-31
- Business ID registration date
- 2021-04-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalliokatu 19, 45120, Kouvola
About SMTK Group Oy
Financial position and key figures for the company.
SMTK Group Oy's location municipality is Kouvola. It is a limited company. The company was established on 2021-08-31. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-01-31, revenue was €47,786 and operating profit was -€22,513. The latest retained financial statement for 2025-01-31 shows revenue of €47,786 and profit for the financial year of -€47,067. Based on the latest retained statement, revenue growth was -54.2%, operating margin was -47.1%, and equity ratio was +45.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-01-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-54.2%
Operating margin-47.1%
Equity ratio45.3%
Balance-sheet contextLatest financial period
Other operating income€58,635Previous: €5,660
Inventory€49,920Previous: €302,596
Cash and bank€1,492Previous: €46,904
Advances received€1,100Previous: €0
Retained earnings€92,485Previous: €86,808
Equity€429,799Previous: €476,866
Liabilities€518,696Previous: €769,417
Current assets€176,318Previous: €394,326
Current liabilities€224,739Previous: €216,897
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
57/100 · Improving
Current ratioWeak
8/100 · Declining
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3206112-3
EU IDFIFPRO.3206112-3
MunicipalityKouvola
Current registered entries
2021-08-31Registered in Tax Administration (Prepayment Register)
2021-08-31Registered in Tax Administration (Tax Administration)
2021-08-31Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactorySMTK Group Oy
Grade upgradedB3 → B2 · new analysis 2026-09-15
50/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
318 peersSolvency46%
Close to the peer-group midpoint
Profitability19%
Below 81% of peers
Liquidity98%
Better than 98% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings231 days after period end
231 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-09-15 13:3250/100 · v0.14
B3 → B2 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-01-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1446/100 · v0.14
B3 → B3B3
2026-09-1446/100 · v0.13
B2 → B3 · -5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1351/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
52/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-10-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-25.
This company profile has not been claimed yet
SMTK Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.