Business profile

Sparqvist Ab

Sparqvist Ab's registered office is Nykarleby. It is a limited company. The company was established on 1990-02-14. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €12,838 and operating profit was €10,624.

Claim profileContact details
Business ID 0774844-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0774844-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Nykarleby
Company form
Limited company
Registration date
1990-02-14
Business ID registration date
1990-01-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Bankgatan 12, 66900, Nykarleby

About Sparqvist Ab

Financial position and key figures for the company.

Sparqvist Ab's location municipality is Nykarleby. It is a limited company. The company was established on 1990-02-14. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €12,838 and operating profit was €10,624. The latest retained financial statement for 2025-12-31 shows revenue of €12,838 and profit for the financial year of €13,393. Based on the latest retained statement, revenue growth was -37.6%, operating margin was +82.8%, and equity ratio was +99.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-37.6%
Operating margin82.8%
Equity ratio99.9%
Balance-sheet contextLatest financial period
Other operating income€7,520Previous: €3,350
Inventory€289,385Previous: €288,591
Cash and bank€47,141Previous: €90,213
Retained earnings€559,206Previous: €635,095
Equity€596,145Previous: €633,425
Liabilities€547Previous: €2,575
Current assets€341,693Previous: €380,622
Current liabilities€547Previous: €2,575
Revenue trend2 periods
€20,578
2024-12-31
€12,838
2025-12-31
Operating profit (loss) trend2 periods
-€28,017
2024-12-31
€10,624
2025-12-31
Profit (loss) for the financial year trend2 periods
-€25,216
2024-12-31
€13,393
2025-12-31
Assets trend2 periods
€636,000
2024-12-31
€596,692
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
99.9 %2024-12-31: 99.6 %
Current ratioGood
100/100 · Improving
615.18x2024-12-31: 147.13x
Operating profit marginGood
100/100 · Improving
52.2 %2024-12-31: -117.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio99.6 %99.9 %
Current ratio147.13x615.18x
Operating profit margin-117.1 %52.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0774844-1
EU IDFIFPRO.0774844-1
MunicipalityNykarleby
Current registered entries
1990-01-02Registered in Tax Administration (Tax Administration)
1990-02-14Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodSparqvist Ab
Grade upgradedA3 → A2 · new analysis 2026-09-21
Model score86/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
270 peers
Solvency95%
Better than 95% of peers
Profitability92%
Better than 92% of peers
Liquidity100%
Better than 100% of peers
Revenue growth24%
Below 76% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag125 days after period end
Typical registration lag153 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-09-21 16:4186/100 · v0.14
A3 → A2 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1476/100 · v0.14
A3 → A3
A3
2026-09-1476/100 · v0.13
B1 → A3 · +10 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1366/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-21
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 36 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

18 register eventsLatest event: 2026-05-05

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Sparqvist Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.