Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.Business profile
Spectvis Oy
Spectvis Oy's registered office is Helsingfors. It is a limited company. The company was established on 2008-09-03. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €37,910 and operating profit was €19,395.
Business ID 2215517-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2215517-7
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2008-09-03
- Business ID registration date
- 2008-08-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Cygnaeuksenkatu 14, 00100, Helsingfors
Postal address: Töölönkatu 7 A 1, 00100, Helsingfors
Phone: +358505688077Source observation
People and decision-makers
Hyväkkö Risto JuhaniToimitusjohtaja
About Spectvis Oy
Financial position and key figures for the company.
Spectvis Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2008-09-03. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €37,910 and operating profit was €19,395. The latest retained financial statement for 2025-12-31 shows revenue of €37,910 and profit for the financial year of €19,361. Based on the latest retained statement, revenue growth was +0.6%, operating margin was +50.0%, and equity ratio was +91.5%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on terveyspalveluiden tuottaminen. Sisustusalan konsultointi ja sisustusalan tuotteiden maahantuonti ja vähittäismyynti. Lisäksi yhtiö voi harjoittaa arvopaperikauppaa ja toimintaansa varten ostaa, myydä, omistaa ja hallita kiinteistöjä ja arvopapereita. Yhtiö voi harjoittaa toimintaansa koti- ja ulkomailla.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
Combined source
Derived indicators
Revenue growth0.6%
Operating margin50.0%
Equity ratio91.5%
Balance-sheet contextLatest financial period
Cash and bank€18,051Previous: €2,877
Retained earnings€43,472Previous: €62,154
Profit before taxes€19,361Previous: -€14,684
Equity€65,333Previous: €49,969
Liabilities€5,928Previous: €6,163
Current assets€19,467Previous: €4,058
Current liabilities€5,928Previous: €6,163
Employees1Previous: 1
Revenue trend5 periods
€3,900
2021-12-31
€13,000
2022-12-31
€26,000
2023-12-31
€37,700
2024-12-31
€37,910
2025-12-31
Operating profit (loss) trend5 periods
-€47,578
2021-12-31
-€20,251
2022-12-31
€1,797
2023-12-31
€958
2024-12-31
€19,395
2025-12-31
Profit (loss) for the financial year trend5 periods
-€15,397
2021-12-31
-€30,788
2022-12-31
€1,728
2023-12-31
-€14,685
2024-12-31
€19,361
2025-12-31
Assets trend5 periods
€141,430
2021-12-31
€118,782
2022-12-31
€117,115
2023-12-31
€56,132
2024-12-31
€71,261
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 76.2 % | 58.0 % | 55.2 % | 89.0 % | 91.5 % |
| Current ratio | 0.91x | 0.06x | 0.03x | 0.66x | 3.17x |
| Operating profit margin | -1200.0 % | -154.0 % | 6.9 % | 2.5 % | 50.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2215517-7
EU IDFIFPRO.2215517-7
MunicipalityHelsingfors
Current registered entries
2008-09-03Registered in Tax Administration (Tax Administration)
2008-09-03Registered in Patent and Registration Office (Trade Register)
2008-10-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Hyväkkö Risto JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Aho Katri Maria SusannaVarajäsenSources: 2 · Confidence: 78%
Hyväkkö Risto JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentSpectvis Oy
Grade upgradedA3 → A1 · new analysis 2026-09-18
91/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
356 peersSolvency79%
Better than 79% of peers
Profitability91%
Better than 91% of peers
Liquidity81%
Better than 81% of peers
Revenue growth76%
Better than 76% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings90 days after period end
118 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-09-18 00:3891/100 · v0.14
A3 → A1 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1479/100 · v0.14
A3 → A3A3
2026-09-1479/100 · v0.13
B1 → A3 · +14 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-09-18
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-03-31
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Spectvis Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.