Business profile

SPK Group Oy

SPK Group Oy's registered office is Kuusamo. It is a limited company. The company was established on 2021-07-15. It operates in the industry of retail sale of bread, cake and confectionery. In its latest retained statement for 2025-12-31, revenue was €155,317 and operating profit was -€2,900.

Claim profileContact details
Business ID 3223079-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3223079-1
Sector
Retail sale of bread, cake and confectionery
Municipality
Kuusamo
Company form
Limited company
Registration date
2021-07-15
Business ID registration date
2021-07-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kitronintie 1 B 18, 93600, Kuusamo

About SPK Group Oy

Financial position and key figures for the company.

SPK Group Oy's location municipality is Kuusamo. It is a limited company. The company was established on 2021-07-15. It operates in the industry of retail sale of bread, cake and confectionery. In its latest retained statement for 2025-12-31, revenue was €155,317 and operating profit was -€2,900. The latest retained financial statement for 2025-12-31 shows revenue of €155,317 and profit for the financial year of -€3,061. Based on the latest retained statement, revenue growth was -20.5%, operating margin was -1.9%, and equity ratio was +97.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-20.5%
Operating margin-1.9%
Equity ratio97.0%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €1,709
Inventory€0Previous: €7,046
Cash and bank€8,613Previous: €14,092
Retained earnings€14,688Previous: €14,107
Equity€11,627Previous: €14,688
Liabilities€354Previous: €9,800
Current assets€11,982Previous: €24,488
Current liabilities€354Previous: €9,800
Revenue trend2 periods
€195,398
2024-12-31
€155,317
2025-12-31
Operating profit (loss) trend2 periods
€771
2024-12-31
-€2,900
2025-12-31
Profit (loss) for the financial year trend2 periods
€581
2024-12-31
-€3,061
2025-12-31
Assets trend2 periods
€24,488
2024-12-31
€11,982
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
97.0 %2024-12-31: 60.0 %
Current ratioGood
100/100 · Improving
24.30x2024-12-31: 2.16x
Operating profit marginWeak
45/100 · Declining
-1.9 %2024-12-31: 0.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio60.0 %97.0 %
Current ratio2.16x24.30x
Operating profit margin0.4 %-1.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3223079-1
EU IDFIFPRO.3223079-1
MunicipalityKuusamo
Current registered entries
2021-07-15Registered in Tax Administration (Tax Administration)
2021-07-15Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactorySPK Group Oy
Grade upgradedB3 → B2 · new analysis 2026-09-19
Model score59/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityStable
SolvencyImproving
LiquidityImproving
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag232 days after period end
Typical registration lag232 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-09-19 05:0459/100 · v0.14
B3 → B2 · +15 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1444/100 · v0.14
B3 → B3
B3
2026-09-1444/100 · v0.13
B2 → B3 · -7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1351/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-19
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
24/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
44/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2025-08-21

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

SPK Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.