Business profile

SSM invest Oy

SSM invest Oy's registered office is Turku. It is a limited company. The company was established on 2021-01-15. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €15,840 and operating profit was €229.

Claim profileContact details
Business ID 3180080-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3180080-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Turku
Company form
Limited company
Registration date
2021-01-15
Business ID registration date
2020-12-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vakka-Suomentie 30 C 13, 20300, Turku

People and decision-makers

Karlsson Jessica TuulikkiToimitusjohtajan sijainen
Mäkinen Otto SanteriToimitusjohtaja

About SSM invest Oy

Financial position and key figures for the company.

SSM invest Oy's location municipality is Turku. It is a limited company. The company was established on 2021-01-15. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €15,840 and operating profit was €229. The latest retained financial statement for 2025-12-31 shows revenue of €15,840 and profit for the financial year of €1,645. Based on the latest retained statement, revenue growth was +103.1%, operating margin was +1.4%, and equity ratio was +70.8%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth103.1%
Operating margin1.4%
Equity ratio70.8%
Revenue€15,840+€8,040 (+103.1%) vs previous periodPrevious: €7,800
Operating profit (loss)€229-€4,270 (-94.9%) vs previous periodPrevious: €4,498
Profit (loss) for the financial year€1,645-€72 (-4.2%) vs previous periodPrevious: €1,717
Assets€203,332+€31,420 (+18.3%) vs previous periodPrevious: €171,912
Balance-sheet contextLatest financial period
Profit before taxes€2,056Previous: €2,146
Revenue trend5 periods
€6,325
2021-12-31
€7,800
2022-12-31
€9,545
2023-12-31
€7,800
2024-12-31
€15,840
2025-12-31
Operating profit (loss) trend5 periods
€2,968
2021-12-31
€4,498
2022-12-31
€4,428
2023-12-31
€4,498
2024-12-31
€229
2025-12-31
Profit (loss) for the financial year trend5 periods
€173
2021-12-31
€1,717
2022-12-31
-€98
2023-12-31
€1,717
2024-12-31
€1,645
2025-12-31
Assets trend5 periods
€154,760
2021-12-31
€171,912
2022-12-31
€169,824
2023-12-31
€171,912
2024-12-31
€203,332
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
88/100 · Improving
70.8 %2024-12-31: 47.7 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginPassable
54/100 · Declining
1.4 %2024-12-31: 57.7 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio35.1 %47.7 %52.9 %47.7 %70.8 %
Current ratio-----
Operating profit margin46.9 %57.7 %46.4 %57.7 %1.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3180080-1
EU IDFIFPRO.3180080-1
MunicipalityTurku
Current registered entries
2020-12-29Registered in Tax Administration (Prepayment Register)
2021-01-15Registered in Tax Administration (Tax Administration)
2021-01-15Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Karlsson Jessica TuulikkiToimitusjohtajan sijainenSources: 2 · Confidence: 78%
Mäkinen Otto SanteriToimitusjohtajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodSSM invest Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score76/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
122 peers
Solvency48%
Close to the peer-group midpoint
Profitability47%
Close to the peer-group midpoint
Revenue growth92%
Better than 92% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Material volatility across multiple financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1876/100 · v0.15
A3 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2577/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsSeurattava
57/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2026-04-24

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

SSM invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.