Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
SSV-Ajoneuvo Oy
SSV-Ajoneuvo Oy was declared bankrupt 2025-07-15. In its latest retained statement for 2022-12-31, revenue was €2,038,065 and operating profit was €13,515.
Business ID 3138994-4BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3138994-4
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Lempäälä
- Company form
- Limited company
- Registration date
- 2020-06-10
- Business ID registration date
- 2020-05-30
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ideaparkinkatu 11, 37570, Lempäälä
Postal address: Ideaparkinkatu 11 A, 37570, Lempäälä
About SSV-Ajoneuvo Oy
Financial position and key figures for the company.
SSV-Ajoneuvo Oy was declared bankrupt 2025-07-15. In its latest retained statement for 2022-12-31, revenue was €2,038,065 and operating profit was €13,515. The latest retained financial statement for 2022-12-31 shows revenue of €2,038,065 and profit for the financial year of -€56,684. Based on the latest retained statement, revenue growth was +7.5%, operating margin was +0.7%, and equity ratio was -28.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.5%
Operating margin0.7%
Equity ratio-28.2%
Balance-sheet contextLatest financial period
Other operating income€31,676Previous: €17,612
Inventory€148,700Previous: €208,000
Cash and bank€13,485Previous: €60,168
Retained earnings-€29,403Previous: €16,304
Equity-€86,087Previous: -€29,403
Liabilities€391,650Previous: €409,607
Current assets€302,841Previous: €377,098
Current liabilities€332,835Previous: €354,767
Revenue trend2 periods
€1,896,225
2021-12-31
€2,038,065
2022-12-31
Operating profit (loss) trend2 periods
€3,269
2021-12-31
€13,515
2022-12-31
Profit (loss) for the financial year trend2 periods
-€45,708
2021-12-31
-€56,684
2022-12-31
Assets trend2 periods
€380,203
2021-12-31
€305,562
2022-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
16/100 · Declining
Operating profit marginPassable
52/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 |
|---|---|---|
| Equity ratio | -7.7 % | -28.2 % |
| Current ratio | 0.76x | 0.49x |
| Operating profit margin | 0.2 % | 0.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3138994-4
EU IDFIFPRO.3138994-4
MunicipalityLempäälä
Current registered entries
2020-06-10Registered in Tax Administration (Tax Administration)
2020-06-10Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskSSV-Ajoneuvo Oy
Grade unchangedD · new analysis 2026-10-17
22/100
Low
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
ProfitabilityStable
Same industry and sizeDescriptive comparison – does not change the model score.
68 peersSolvency3%
Below 97% of peers
Profitability25%
Below 75% of peers
Liquidity38%
Below 62% of peers
Revenue growth72%
Better than 72% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings181 days after period end
164 days after period end
2 consecutive periods
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1722/100 · v0.15
D → DD
2026-09-19 05:2122/100 · v0.14
D → D · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
D
2026-09-1429/100 · v0.14
D → DD
2026-09-1429/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-07-15
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2022-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SSV-Ajoneuvo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.