Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
SSV Maarakennus Oy
SSV Maarakennus Oy's registered office is Kalajoki. It is a limited company. The company was established on 2014-06-16. It operates in the industry of site preparation.
Business ID 2622136-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2622136-2
- Sector
- Site preparation
- Municipality
- Kalajoki
- Company form
- Limited company
- Registration date
- 2014-06-16
- Business ID registration date
- 2014-05-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jukolantanhua 10, 85100, Kalajoki
About SSV Maarakennus Oy
Financial position and key figures for the company.
SSV Maarakennus Oy's location municipality is Kalajoki. It is a limited company. The company was established on 2014-06-16. It operates in the industry of site preparation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +51.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
5
2
PRH/XBRL financial statement
Derived indicators
Equity ratio51.5%
Balance-sheet contextLatest financial period
Cash and bank€235,165Previous: €366,854
Retained earnings€688,500Previous: €339,153
Equity€696,714Previous: €751,100
Liabilities€657,048Previous: €542,854
Current assets€688,844Previous: €1,042,842
Current liabilities€286,017Previous: €478,854
Operating profit (loss) trend2 periods
€164,393
2024-10-31
€523,461
2025-10-31
Profit (loss) for the financial year trend2 periods
€122,628
2024-10-31
€409,447
2025-10-31
Assets trend2 periods
€1,293,953
2024-10-31
€1,353,762
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
64/100 · Declining
Current ratioPassable
27/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 58.0 % | 51.5 % |
| Current ratio | 0.77x | 0.82x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2622136-2
VAT IDFI26221362
EU IDFIFPRO.2622136-2
MunicipalityKalajoki
Current registered entries
2014-06-01Registered in Tax Administration (Employer Register)
2014-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2014-06-01Registered in Tax Administration (Prepayment Register)
2014-06-16Registered in Patent and Registration Office (Trade Register)
2014-06-24Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSSV Maarakennus Oy
Grade unchangedB1 · new analysis 2026-10-17
68/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
50 peersSolvency42%
Below 58% of peers
Liquidity45%
Below 55% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings186 days after period end
181 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1768/100 · v0.15
B1 → B1B1
2026-09-20 16:3568/100 · v0.14
B1 → B1 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-05-05
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SSV Maarakennus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.