Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Business profile
Startauto Oy
Startauto Oy's registered office is Kerava. It is a limited company. The company was established on 2017-06-16. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €835,606 and operating profit was -€1,836.
Business ID 2836740-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2836740-2
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Kerava
- Company form
- Limited company
- Registration date
- 2017-06-16
- Business ID registration date
- 2017-05-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: ALIKERAVANTIE 37, 04260, Kerava
Website: https://www.startauto.fiSource observation
About Startauto Oy
Financial position and key figures for the company.
Startauto Oy's location municipality is Kerava. It is a limited company. The company was established on 2017-06-16. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €835,606 and operating profit was -€1,836. The latest retained financial statement for 2025-12-31 shows revenue of €835,606 and profit for the financial year of -€11,692. Based on the latest retained statement, revenue growth was +5.9%, operating margin was -0.2%, and equity ratio was -94.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth5.9%
Operating margin-0.2%
Equity ratio-94.5%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €16,756
Inventory€32,338Previous: €30,298
Cash and bank€1,934Previous: €309
Advances received€61Previous: €0
Retained earnings-€94,522Previous: -€82,907
Equity-€103,714Previous: -€92,022
Liabilities€213,519Previous: €149,976
Current assets€53,190Previous: €46,787
Current liabilities€143,618Previous: €123,811
Revenue trend2 periods
€788,771
2024-12-31
€835,606
2025-12-31
Operating profit (loss) trend2 periods
-€3,721
2024-12-31
-€1,836
2025-12-31
Profit (loss) for the financial year trend2 periods
-€11,615
2024-12-31
-€11,692
2025-12-31
Assets trend2 periods
€57,954
2024-12-31
€109,806
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
8/100 · Declining
Operating profit marginWeak
49/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -158.8 % | -94.5 % |
| Current ratio | 0.25x | 0.24x |
| Operating profit margin | -0.5 % | -0.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2836740-2
VAT IDFI28367402
EU IDFIFPRO.2836740-2
MunicipalityKerava
Current registered entries
2017-05-30Registered in Tax Administration (Employer Register)
2017-05-30VAT-liable for business activity in Tax Administration (VAT Register)
2017-05-30Registered in Tax Administration (Prepayment Register)
2017-06-16Registered in Tax Administration (Tax Administration)
2017-06-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskStartauto Oy
Grade downgradedB1 → C · new analysis 2026-09-21
32/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
380 peersSolvency4%
Below 96% of peers
Profitability20%
Below 80% of peers
Liquidity38%
Below 62% of peers
Revenue growth68%
Better than 68% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings183 days after period end
199 days after period end
2 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-09-21 23:0232/100 · v0.14
B1 → C · -33 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1B1
2026-09-1465/100 · v0.13
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-21
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2025-08-12
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Startauto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.