Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Stepbystep-palvelut Oy
Stepbystep-palvelut Oy's registered office is Tampere. It is a limited company. The company was established on 2015-06-24. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €400,309 and operating profit was €49,756.
Business ID 2694615-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2694615-2
- Sector
- Other human health activities n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2015-06-24
- Business ID registration date
- 2015-06-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pinninkatu 53 B, 33100, Tampere
Website: https://www.stepbystep.fiSource observation
About Stepbystep-palvelut Oy
Financial position and key figures for the company.
Stepbystep-palvelut Oy's location municipality is Tampere. It is a limited company. The company was established on 2015-06-24. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €400,309 and operating profit was €49,756. The latest retained financial statement for 2025-12-31 shows revenue of €400,309 and profit for the financial year of €43,528. Based on the latest retained statement, revenue growth was -34.2%, operating margin was +12.4%, and equity ratio was +97.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-34.2%
Operating margin12.4%
Equity ratio97.3%
Balance-sheet contextLatest financial period
Cash and bank€355,304Previous: €549,658
Retained earnings€621,082Previous: €493,161
Equity€667,109Previous: €664,982
Liabilities€18,684Previous: €36,447
Current assets€547,698Previous: €698,479
Current liabilities€18,684Previous: €36,447
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
81/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2694615-2
VAT IDFI26946152
EU IDFIFPRO.2694615-2
MunicipalityTampere
Current registered entries
2015-06-04VAT-liable for business activity in Tax Administration (VAT Register)
2015-06-24Registered in Tax Administration (Tax Administration)
2015-06-24Registered in Patent and Registration Office (Trade Register)
2015-11-11Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodStepbystep-palvelut Oy
Grade unchangedA2 · new analysis 2026-10-17
86/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
37 peersSolvency73%
Better than 73% of peers
Profitability35%
Below 65% of peers
Liquidity92%
Better than 92% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings164 days after period end
164 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1786/100 · v0.15
A2 → A2A2
2026-09-28 14:4386/100 · v0.14
A3 → A2 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-06-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-19.
This company profile has not been claimed yet
Stepbystep-palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.