Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Studio Fresco Oy
Studio Fresco Oy's registered office is Lappajärvi. It is a limited company. The company was established on 2021-09-22. It operates in the industry of retail sale of other cultural and recreational goods n.e.c.. In its latest retained statement for 2025-12-31, revenue was €12,907 and operating profit was €3,218.
Business ID 3235891-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3235891-2
- Sector
- Retail sale of other cultural and recreational goods n.e.c.
- Municipality
- Lappajärvi
- Company form
- Limited company
- Registration date
- 2021-09-22
- Business ID registration date
- 2021-09-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vanhalantie 11, 62600, Lappajärvi
About Studio Fresco Oy
Financial position and key figures for the company.
Studio Fresco Oy's location municipality is Lappajärvi. It is a limited company. The company was established on 2021-09-22. It operates in the industry of retail sale of other cultural and recreational goods n.e.c.. In its latest retained statement for 2025-12-31, revenue was €12,907 and operating profit was €3,218. The latest retained financial statement for 2025-12-31 shows revenue of €12,907 and profit for the financial year of €3,160. Based on the latest retained statement, revenue growth was +175.6%, operating margin was +24.9%, and equity ratio was +22.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth175.6%
Operating margin24.9%
Equity ratio22.0%
Balance-sheet contextLatest financial period
Other operating income€1Previous: €132
Inventory€2,051Previous: €1,189
Cash and bank€2,460Previous: €1,892
Retained earnings-€2,159Previous: -€3,780
Equity€1,001Previous: -€2,159
Liabilities€3,555Previous: €5,268
Current assets€4,555Previous: €3,109
Current liabilities€1,407Previous: €320
Revenue trend2 periods
€4,683
2024-12-31
€12,907
2025-12-31
Operating profit (loss) trend2 periods
€1,651
2024-12-31
€3,218
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,621
2024-12-31
€3,160
2025-12-31
Assets trend2 periods
€3,109
2024-12-31
€4,556
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
27/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -69.5 % | 22.0 % |
| Current ratio | 9.64x | 3.21x |
| Operating profit margin | 34.3 % | 24.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3235891-2
VAT IDFI32358912
EU IDFIFPRO.3235891-2
MunicipalityLappajärvi
Current registered entries
2021-09-15VAT-liable for business activity in Tax Administration (VAT Register)
2021-09-15Registered in Tax Administration (Prepayment Register)
2021-09-22Registered in Tax Administration (Tax Administration)
2021-09-22Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableStudio Fresco Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
81 peersSolvency65%
Better than 65% of peers
Profitability91%
Better than 91% of peers
Liquidity90%
Better than 90% of peers
Revenue growth89%
Better than 89% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings29 days after period end
36 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-09-30 15:5768/100 · v0.14
B3 → B1 · +22 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1546/100 · v0.14
B2 → B3 · -5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1451/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
53/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-01-29
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Studio Fresco Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.