Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Summero Oy
Summero Oy's registered office is Grankulla. It is a limited company. The company was established on 1988-06-29. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 0709633-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0709633-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Grankulla
- Company form
- Limited company
- Registration date
- 1988-06-29
- Business ID registration date
- 1988-09-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Richardinkuja 4 C, 02700, Grankulla
About Summero Oy
Financial position and key figures for the company.
Summero Oy's location municipality is Grankulla. It is a limited company. The company was established on 1988-06-29. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +94.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio94.1%
Balance-sheet contextLatest financial period
Cash and bank€2,135Previous: €242
Retained earnings€177,876Previous: €164,561
Equity€198,195Previous: €198,835
Liabilities€12,458Previous: €14,671
Current assets€2,135Previous: €242
Current liabilities€12,458Previous: €14,671
Operating profit (loss) trend2 periods
-€2,044
2024-12-31
-€5,513
2025-12-31
Profit (loss) for the financial year trend2 periods
€27,316
2024-12-31
€13,360
2025-12-31
Assets trend2 periods
€213,506
2024-12-31
€210,653
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
6/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 93.1 % | 94.1 % |
| Current ratio | 0.02x | 0.17x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0709633-2
EU IDFIFPRO.0709633-2
MunicipalityGrankulla
Current registered entries
1988-06-29Registered in Patent and Registration Office (Trade Register)
1988-09-09Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSummero Oy
Grade unchangedA3 · new analysis 2026-09-19
75/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
295 peersSolvency84%
Better than 84% of peers
Liquidity41%
Below 59% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings136 days after period end
136 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-09-19 08:4875/100 · v0.14
A3 → A3 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1474/100 · v0.14
A3 → A3A3
2026-09-1474/100 · v0.13
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 38 years of registry continuity.
Registry and status signalsSeurattava
71/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-06-19
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Summero Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.