Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Sumu Invest Oy
Sumu Invest Oy's registered office is Heinola. It is a limited partnership. The company was established on 2017-02-08. It operates in the industry of legal representation activities. In its latest retained statement for 2025-07-31, revenue was €110 and operating profit was -€1,577.
Business ID 2812970-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2812970-3
- Sector
- Legal representation activities
- Municipality
- Heinola
- Company form
- Limited partnership
- Registration date
- 2017-02-08
- Business ID registration date
- 2017-02-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppakatu 8, 18100, Heinola
About Sumu Invest Oy
Financial position and key figures for the company.
Sumu Invest Oy's location municipality is Heinola. It is a limited partnership. The company was established on 2017-02-08. It operates in the industry of legal representation activities. In its latest retained statement for 2025-07-31, revenue was €110 and operating profit was -€1,577. The latest retained financial statement for 2025-07-31 shows revenue of €110 and profit for the financial year of -€1,961. Based on the latest retained statement, revenue growth was not currently available, operating margin was -1433.4%, and equity ratio was -2248.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
3
2
PRH/XBRL financial statement
Derived indicators
Operating margin-1433.4%
Equity ratio-2248.2%
Balance-sheet contextLatest financial period
Cash and bank€15Previous: €0
Retained earnings-€5,115Previous: €0
Equity-€7,077Previous: -€5,115
Liabilities€7,391Previous: €7,286
Current assets€15Previous: €1,871
Current liabilities€0Previous: €332
Revenue trend2 periods
€0
2024-07-31
€110
2025-07-31
Operating profit (loss) trend2 periods
-€4,952
2024-07-31
-€1,577
2025-07-31
Profit (loss) for the financial year trend2 periods
-€5,115
2024-07-31
-€1,961
2025-07-31
Assets trend2 periods
€2,171
2024-07-31
€315
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-07-31 | 2025-07-31 |
|---|---|---|
| Equity ratio | -235.6 % | -2248.2 % |
| Current ratio | 5.64x | - |
| Operating profit margin | - | -1433.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2812970-3
VAT IDFI28129703
EU IDFIFPRO.2812970-3
MunicipalityHeinola
Current registered entries
2017-02-08Registered in Patent and Registration Office (Trade Register)
2017-02-13Registered in Tax Administration (Tax Administration)
2017-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2017-04-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSumu Invest Oy
Grade unchangedC · new analysis 2026-10-18
39/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
94 peersSolvency0%
Below 100% of peers
Profitability0%
Below 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings61 days after period end
61 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1839/100 · v0.15
C → CC
2026-09-25 04:3939/100 · v0.14
B1 → C · -27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
86/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
30 Sept 2026 · PRH / XBRLFinancial period ends 2026-07-31.Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-08-20
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sumu Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.