Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Suomen Ammattivaruste Oy
Suomen Ammattivaruste Oy's registered office is Savonlinna. It is a limited company. The company was established on 2019-10-11. It operates in the industry of retail sale of clothing without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €410,162 and operating profit was €20,009.
Business ID 3091941-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3091941-3
- Sector
- Retail sale of clothing without specialisation on any specific product group
- Municipality
- Savonlinna
- Company form
- Limited company
- Registration date
- 2019-10-11
- Business ID registration date
- 2019-10-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Suuri Savontie 1, 57510, Savonlinna
Website: https://www.ammattivaruste.comSource observation
About Suomen Ammattivaruste Oy
Financial position and key figures for the company.
Suomen Ammattivaruste Oy's location municipality is Savonlinna. It is a limited company. The company was established on 2019-10-11. It operates in the industry of retail sale of clothing without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €410,162 and operating profit was €20,009. The latest retained financial statement for 2025-12-31 shows revenue of €410,162 and profit for the financial year of €14,382. Based on the latest retained statement, revenue growth was -7.5%, operating margin was +4.9%, and equity ratio was +72.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-7.5%
Operating margin4.9%
Equity ratio72.4%
Balance-sheet contextLatest financial period
Inventory€117,662Previous: €128,963
Cash and bank€32,281Previous: €36,408
Retained earnings€119,964Previous: €106,193
Equity€134,345Previous: €129,964
Liabilities€51,131Previous: €69,209
Current assets€184,702Previous: €198,140
Current liabilities€36,810Previous: €41,667
Revenue trend2 periods
€443,567
2024-12-31
€410,162
2025-12-31
Operating profit (loss) trend2 periods
€34,103
2024-12-31
€20,009
2025-12-31
Profit (loss) for the financial year trend2 periods
€23,771
2024-12-31
€14,382
2025-12-31
Assets trend2 periods
€199,173
2024-12-31
€185,477
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
91/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
62/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 65.3 % | 72.4 % |
| Current ratio | 3.97x | 4.07x |
| Operating profit margin | 7.7 % | 4.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3091941-3
VAT IDFI30919413
EU IDFIFPRO.3091941-3
MunicipalitySavonlinna
Current registered entries
2019-10-07Registered in Tax Administration (Employer Register)
2019-10-07VAT-liable for business activity in Tax Administration (VAT Register)
2019-10-07Registered in Tax Administration (Prepayment Register)
2019-10-11Registered in Tax Administration (Tax Administration)
2019-10-11Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSuomen Ammattivaruste Oy
Grade unchangedA3 · new analysis 2026-10-17
74/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
180 peersSolvency69%
Better than 69% of peers
Profitability58%
Better than 58% of peers
Liquidity83%
Better than 83% of peers
Revenue growth29%
Below 71% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings118 days after period end
123 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1774/100 · v0.15
A3 → A3A3
2026-09-21 06:2674/100 · v0.14
B2 → A3 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1457/100 · v0.14
B2 → B2B2
2026-09-1457/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-04-28
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Suomen Ammattivaruste Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.