Business profile

Suomen Arvo-Ostot Oy

Suomen Arvo-Ostot Oy's registered office is Lahti. It is a limited company. The company was established on 2017-05-19. It operates in the industry of retail sale of watches and jewellery.

Claim profileContact details
Business ID 2831571-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2831571-7
Sector
Retail sale of watches and jewellery
Municipality
Lahti
Company form
Limited company
Registration date
2017-05-19
Business ID registration date
2017-05-03
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Mustapuronkatu 13, 15300, Lahti

Phone: +358407587499Source observation

Email: [email protected]Source observation

Website: https://www.arvo-ostot.fiSource observation

People and decision-makers

Österman Martti KalevaToimitusjohtaja

About Suomen Arvo-Ostot Oy

Financial position and key figures for the company.

Suomen Arvo-Ostot Oy's location municipality is Lahti. It is a limited company. The company was established on 2017-05-19. It operates in the industry of retail sale of watches and jewellery. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +54.8%.

Auxiliary business names

Public alternate names materialized from source observations.

ArvoKauppaJalo Kauppa

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods1
PRH parsed1
Profile sourceCombined source
Derived indicators
Equity ratio54.8%
Operating profit (loss)€1,074,631+€0 (+0.0%) vs previous periodPrevious: €1,074,631
Profit (loss) for the financial year€856,097+€0 (+0.0%) vs previous periodPrevious: €856,097
Assets€3,852,503+€2,167,837 (+128.7%) vs previous periodPrevious: €1,684,666
Balance-sheet contextLatest financial period
Inventory€36,450Previous: €529,394
Cash and bank€2,388,847Previous: €677,337
Retained earnings-€30,708Previous: €243,386
Equity€2,112,227Previous: €1,101,983
Liabilities€1,740,276Previous: €582,682
Current assets€3,149,233Previous: €1,428,025
Current liabilities€1,740,276Previous: €384,072
Revenue trend2 periods
€5,975,992
2021-12-31
€8,181,604
2022-12-31
Operating profit (loss) trend5 periods
€193,814
2021-12-31
€279,704
2022-12-31
-€91,741
2023-12-31
€1,074,631
2024-12-31
€1,074,631
2025-12-31
Profit (loss) for the financial year trend5 periods
€140,211
2021-12-31
€212,449
2022-12-31
-€91,552
2023-12-31
€856,097
2024-12-31
€856,097
2025-12-31
Assets trend5 periods
€811,295
2021-12-31
€870,249
2022-12-31
€777,394
2023-12-31
€1,684,666
2024-12-31
€3,852,503
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
69/100 · Declining
54.8 %2024-12-31: 65.4 %
Current ratioSatisfactory
46/100 · Declining
1.39x2024-12-31: 3.14x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2022-12-31: 3.4 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio61.6 %73.3 %62.5 %65.4 %54.8 %
Current ratio----1.39x
Operating profit margin3.2 %3.4 %---

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2831571-7
VAT IDFI28315717
EU IDFIFPRO.2831571-7
MunicipalityLahti
Current registered entries
2017-05-02VAT-liable for business activity in Tax Administration (VAT Register)
2017-05-19Registered in Patent and Registration Office (Trade Register)
2017-05-22Registered in Tax Administration (Tax Administration)
2019-10-03Registered in Tax Administration (Prepayment Register)
2022-09-01Registered in Tax Administration (Employer Register)

Responsible people

Public role relationships materialized from source observations.

Österman Martti KalevaToimitusjohtajaSources: 5 · Confidence: 78%
Österman Martti KalevaPuheenjohtajaSources: 3 · Confidence: 78%
Kananen Mikko Sami PetteriVarsinainen jäsenSources: 4 · Confidence: 78%
Loukusa Juhani EerikTilintarkastajaSources: 2 · Confidence: 78%
Österman Karoliina JohannaVarajäsenSources: 2 · Confidence: 78%
Junttila Anni ElisaProkuristiSources: 1 · Confidence: 78%
Markus PalmolaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableSuomen Arvo-Ostot Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score68/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
136 peers
Solvency51%
Close to the peer-group midpoint
Liquidity64%
Better than 64% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag182 days after period end
Typical registration lag182 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1868/100 · v0.15
B1 → B1
B1
2026-09-15 01:4468/100 · v0.14
B1 → B1 · +7 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1468/100 · v0.12
B1 → B1 · -1 points
B1
2026-06-2869/100 · v0.11
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
46/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk grade
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

27 register eventsLatest event: 2025-09-22

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Suomen Arvo-Ostot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.