Business profile

Suomen Kotikiva Oy

Suomen Kotikiva Oy's registered office is Oulu. It is a limited company. The company was established on 2022-09-02. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€782.

Claim profileContact details
Business ID 3308016-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3308016-6
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Oulu
Company form
Limited company
Registration date
2022-09-02
Business ID registration date
2022-08-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: lyötynkatu 3, 90100, Oulu

About Suomen Kotikiva Oy

Financial position and key figures for the company.

Suomen Kotikiva Oy's location municipality is Oulu. It is a limited company. The company was established on 2022-09-02. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€782. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€700. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +50.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio50.3%
Revenue€0-€500 (-100.0%) vs previous periodPrevious: €500
Operating profit (loss)-€782-€986 (-483.1%) vs previous periodPrevious: €204
Profit (loss) for the financial year-€700-€753 (-1413.3%) vs previous periodPrevious: €53
Assets€797-€726 (-47.7%) vs previous periodPrevious: €1,523
Balance-sheet contextLatest financial period
Other operating income€0Previous: €355
Cash and bank€646Previous: €895
Retained earnings€1,100Previous: €1,047
Equity€400Previous: €1,100
Liabilities€396Previous: €422
Current assets€797Previous: €1,523
Current liabilities€396Previous: €422
Revenue trend2 periods
€500
2024-12-31
€0
2025-12-31
Operating profit (loss) trend2 periods
€204
2024-12-31
-€782
2025-12-31
Profit (loss) for the financial year trend2 periods
€53
2024-12-31
-€700
2025-12-31
Assets trend2 periods
€1,523
2024-12-31
€797
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
63/100 · Declining
50.3 %2024-12-31: 72.3 %
Current ratioSatisfactory
54/100 · Declining
1.63x2024-12-31: 2.12x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 23.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio72.3 %50.3 %
Current ratio2.12x1.63x
Operating profit margin23.9 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3308016-6
VAT IDFI33080166
EU IDFIFPRO.3308016-6
MunicipalityOulu
Current registered entries
2022-08-29VAT-liable for business activity in Tax Administration (VAT Register)
2022-08-29Registered in Tax Administration (Prepayment Register)
2022-09-02Registered in Tax Administration (Tax Administration)
2022-09-02Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableSuomen Kotikiva Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score60/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
103 peers
Solvency68%
Better than 68% of peers
Liquidity83%
Better than 83% of peers
Revenue growth3%
Below 97% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag174 days after period end
Typical registration lag333 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1860/100 · v0.15
B1 → B1
B1
2026-09-28 20:1260/100 · v0.14
B2 → B1 · +3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
48/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-09-11

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Suomen Kotikiva Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.