Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Suomen rahoitusratkaisut Oy
Suomen rahoitusratkaisut Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2024-04-04. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Business ID 3436388-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3436388-9
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Hämeenlinna
- Company form
- Limited company
- Registration date
- 2024-04-04
- Business ID registration date
- 2024-03-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Postal address: P.O. Box 13, 13101, Hämeenlinna
About Suomen rahoitusratkaisut Oy
Financial position and key figures for the company.
Suomen rahoitusratkaisut Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2024-04-04. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -82.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Equity ratio-82.5%
Balance-sheet contextLatest financial period
Cash and bank€182Previous: €0
Equity-€150Previous: €0
Liabilities€332Previous: €0
Current assets€182Previous: €0
Current liabilities€332Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioPassable
18/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3436388-9
EU IDFIFPRO.3436388-9
MunicipalityHämeenlinna
Current registered entries
2024-04-04Registered in Patent and Registration Office (Trade Register)
2024-04-16Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSuomen rahoitusratkaisut Oy
Grade unchangedC · new analysis 2026-10-18
30/100
Medium
Usable financial evidenceFinancial data included
National Tier 1 comparisonDescriptive comparison – does not change the model score.
162 peersSolvency5%
Below 95% of peers
Liquidity59%
Better than 59% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings78 days after period end
229 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1830/100 · v0.15
C → CC
2026-09-28 15:1530/100 · v0.14
B2 → C · -24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
33/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-03-19
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Suomen rahoitusratkaisut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.