Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Suomen Tavara ja Raha Oy
Suomen Tavara ja Raha Oy's registered office is Helsingfors. It is a limited company. The company was established on 1989-07-12. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €2,534,031 and operating profit was -€534,956.
Business ID 0762061-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0762061-6
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1989-07-12
- Business ID registration date
- 1989-10-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannerheimintie 18 A, 00100, Helsingfors
About Suomen Tavara ja Raha Oy
Financial position and key figures for the company.
Suomen Tavara ja Raha Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1989-07-12. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €2,534,031 and operating profit was -€534,956. The latest retained financial statement for 2025-12-31 shows revenue of €2,534,031 and profit for the financial year of €1,022,151. Based on the latest retained statement, revenue growth was +48.6%, operating margin was -21.1%, and equity ratio was +75.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth48.6%
Operating margin-21.1%
Equity ratio75.6%
Balance-sheet contextLatest financial period
Other operating income€25,187Previous: €214,309
Inventory€8,806,663Previous: €6,532,340
Cash and bank€932,191Previous: €1,976,861
Retained earnings€14,604,229Previous: €13,495,572
Equity€16,993,571Previous: €15,971,420
Liabilities€5,494,699Previous: €5,443,098
Current assets€10,112,245Previous: €8,691,661
Current liabilities€92,699Previous: €41,098
Revenue trend2 periods
€1,705,455
2024-12-31
€2,534,031
2025-12-31
Operating profit (loss) trend2 periods
-€676,739
2024-12-31
-€534,956
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,108,657
2024-12-31
€1,022,151
2025-12-31
Assets trend2 periods
€21,414,518
2024-12-31
€22,488,270
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
94/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 74.6 % | 75.6 % |
| Current ratio | 207.05x | 105.06x |
| Operating profit margin | -35.3 % | -20.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0762061-6
VAT IDFI07620616
EU IDFIFPRO.0762061-6
MunicipalityHelsingfors
Current registered entries
1989-07-12Registered in Patent and Registration Office (Trade Register)
1989-10-13Registered in Tax Administration (Tax Administration)
2016-03-01VAT-liable for agriculture and forestry in Tax Administration (VAT Register)
2016-04-25Registered in Tax Administration (Prepayment Register)
2019-12-04VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2022-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSuomen Tavara ja Raha Oy
Grade unchangedA3 · new analysis 2026-11-08
76/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
Same industryDescriptive comparison – does not change the model score.
463 peersSolvency68%
Better than 68% of peers
Profitability14%
Below 86% of peers
Liquidity99%
Better than 99% of peers
Revenue growth89%
Better than 89% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings286 days after period end
203 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsA3
2026-11-0876/100 · v0.15
A3 → A3A3
2026-11-04 05:0676/100 · v0.15
A3 → A3 · +3 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-10-1873/100 · v0.15
A3 → A3 · +1 pointsA3
2026-09-30 23:3272/100 · v0.14
A3 → A3 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-11-08
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
88/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
13 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Financial statements registeredFinancialEvidence verified
13 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-10-13
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Suomen Tavara ja Raha Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.