Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
SVS Investointi Oy
SVS Investointi Oy's registered office is Pilkanmaa. It is a limited company. The company was established on 2019-10-10. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2023-08-31, revenue was €44,295 and operating profit was -€14,274.
Business ID 3087461-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3087461-4
- Sector
- Buying and selling of own real estate
- Municipality
- Pilkanmaa
- Company form
- Limited company
- Registration date
- 2019-10-10
- Business ID registration date
- 2019-09-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Metsäkyläntie 46, 45810, Pilkanmaa
About SVS Investointi Oy
Financial position and key figures for the company.
SVS Investointi Oy's location municipality is Pilkanmaa. It is a limited company. The company was established on 2019-10-10. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2023-08-31, revenue was €44,295 and operating profit was -€14,274. The latest retained financial statement for 2023-08-31 shows revenue of €44,295 and profit for the financial year of -€27,264. Based on the latest retained statement, revenue growth was -63.0%, operating margin was -32.2%, and equity ratio was +10.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-08-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-63.0%
Operating margin-32.2%
Equity ratio10.9%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €3,857
Inventory€86,667Previous: €106,010
Cash and bank€869Previous: €575
Retained earnings€54,212Previous: €51,963
Equity€31,948Previous: €59,212
Liabilities€261,346Previous: €249,138
Current assets€90,821Previous: €108,786
Current liabilities€136,016Previous: €113,675
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
14/100 · Declining
Current ratioPassable
21/100 · Declining
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3087461-4
EU IDFIFPRO.3087461-4
MunicipalityPilkanmaa
Current registered entries
2019-09-16Registered in Tax Administration (Prepayment Register)
2019-10-10Registered in Tax Administration (Tax Administration)
2019-10-10Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSVS Investointi Oy
Grade unchangedC · new analysis 2026-10-18
39/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
178 peersSolvency15%
Below 85% of peers
Profitability13%
Below 87% of peers
Liquidity65%
Better than 65% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings75 days after period end
75 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1839/100 · v0.15
C → CC
2026-09-28 02:4339/100 · v0.14
B2 → C · -19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-08-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-01-09
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SVS Investointi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.