Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Szepaniak Yhtiö Oy
Szepaniak Yhtiö Oy's registered office is Pulp. It is a limited company. The company was established on 1989-04-26. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €199,468 and operating profit was -€24,472.
Business ID 0760012-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0760012-1
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Pulp
- Company form
- Limited company
- Registration date
- 1989-04-26
- Business ID registration date
- 1989-10-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Teollisuustie 26, 54120, Pulp
Phone: +358207291555Source observation
Email: [email protected]Source observation
Website: https://www.szepaniak.fiSource observation
People and decision-makers
Pekka SzepaniakToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Arttu HaapsaariDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Jukka VehviläinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Roope SzepaniakDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Timo SzepaniakDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Otto PiiparinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Iikka SzepaniakDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Karoliina SzepaniakDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Tuija PiiparinenTalouspäällikkö
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Szepaniak Yhtiö Oy
Financial position and key figures for the company.
Szepaniak Yhtiö Oy's location municipality is Pulp. It is a limited company. The company was established on 1989-04-26. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €199,468 and operating profit was -€24,472. The latest retained financial statement for 2024-12-31 shows revenue of €199,468 and profit for the financial year of -€52,717. Based on the latest retained statement, revenue growth was -3.8%, operating margin was -12.0%, and equity ratio was +52.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-3.8%
Operating margin-12.0%
Equity ratio52.5%
Revenue€199,468-€7,889 (-3.8%) vs previous periodPrevious: €207,357
Operating profit (loss)-€24,472-€11,361 (-86.7%) vs previous periodPrevious: -€13,111
Profit (loss) for the financial year-€52,717-€11,372 (-27.5%) vs previous periodPrevious: -€41,345
Assets€1,323,969-€87,651 (-6.2%) vs previous periodPrevious: €1,411,620
Balance-sheet contextLatest financial period
Profit before taxes-€52,717Previous: -€41,124
Employees0Previous: 0
Revenue trend3 periods
€296,994
2022-12-31
€207,357
2023-12-31
€199,468
2024-12-31
Operating profit (loss) trend3 periods
-€4,006
2022-12-31
-€13,111
2023-12-31
-€24,472
2024-12-31
Profit (loss) for the financial year trend5 periods
€25,817
2020-12-31
€15,288
2021-12-31
€58,101
2022-12-31
-€41,345
2023-12-31
-€52,717
2024-12-31
Assets trend5 periods
€2,289,968
2020-12-31
€2,114,566
2021-12-31
€1,514,170
2022-12-31
€1,411,620
2023-12-31
€1,323,969
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
66/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
20/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 31.3 % | 34.6 % | 52.1 % | 53.0 % | 52.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | -1.4 % | -6.3 % | -12.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0760012-1
VAT IDFI07600121
EU IDFIFPRO.0760012-1
MunicipalityPulp
Current registered entries
1989-04-26Registered in Patent and Registration Office (Trade Register)
1989-10-04Registered in Tax Administration (Tax Administration)
1994-06-29VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
1996-01-01VAT-liable for agriculture and forestry in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Pekka SzepaniakToimitusjohtajaSources: 1 · Confidence: 76%
Szepaniak Pekka JuhaniVarsinainen jäsenSources: 4 · Confidence: 78%
Waris Pasi JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Piiparinen Tuija MaaritProkuristiSources: 1 · Confidence: 78%
Tuija PiiparinenTalouspäällikköSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSzepaniak Yhtiö Oy
Grade unchangedB1 · new analysis 2026-10-18
64/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
315 peersSolvency50%
Close to the peer-group midpoint
Profitability9%
Below 91% of peers
Revenue growth24%
Below 76% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1864/100 · v0.15
B1 → B1 · -2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-2566/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-08-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Szepaniak Yhtiö Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.