Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
T&J Huumonen Oy
T&J Huumonen Oy's registered office is Varkaus. It is a limited company. The company was established on 2019-07-23. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €97,740 and operating profit was -€2,328.
Business ID 3013844-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3013844-9
- Sector
- Other human health activities n.e.c.
- Municipality
- Varkaus
- Company form
- Limited company
- Registration date
- 2019-07-23
- Business ID registration date
- 2019-07-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pirtinranta 6 A 11 c, 78200, Varkaus
Postal address: Kartasalonkuja 20, 78300, Varkaus
About T&J Huumonen Oy
Financial position and key figures for the company.
T&J Huumonen Oy's location municipality is Varkaus. It is a limited company. The company was established on 2019-07-23. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €97,740 and operating profit was -€2,328. The latest retained financial statement for 2025-12-31 shows revenue of €97,740 and profit for the financial year of -€3,747. Based on the latest retained statement, revenue growth was -6.2%, operating margin was -2.4%, and equity ratio was +52.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-6.2%
Operating margin-2.4%
Equity ratio52.8%
Balance-sheet contextLatest financial period
Cash and bank€9,286Previous: €17,505
Retained earnings€22,080Previous: €23,044
Equity€18,333Previous: €26,870
Liabilities€16,366Previous: €17,674
Current assets€23,641Previous: €30,117
Current liabilities€5,832Previous: €6,131
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
66/100 · Declining
Current ratioSatisfactory
53/100 · Declining
Operating profit marginWeak
44/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3013844-9
VAT IDFI30138449
EU IDFIFPRO.3013844-9
MunicipalityVarkaus
Current registered entries
2019-07-22VAT-liable for business activity in Tax Administration (VAT Register)
2019-07-22Registered in Tax Administration (Prepayment Register)
2019-07-23Registered in Tax Administration (Tax Administration)
2019-07-23Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodT&J Huumonen Oy
Grade unchangedA3 · new analysis 2026-10-18
70/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
42 peersSolvency17%
Below 83% of peers
Profitability36%
Below 64% of peers
Liquidity50%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings112 days after period end
114 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1870/100 · v0.15
A3 → A3A3
2026-09-28 12:3570/100 · v0.14
B1 → A3 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-22
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
T&J Huumonen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.