Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
T-Kauppa Kovanen H & M
T-Kauppa Kovanen H & M's registered office is Saarijärvi. It is a partnership. The company was established on 1989-04-19. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco.
Business ID 0709467-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0709467-9
- Sector
- Non-specialised retail sale of predominately food, beverages or tobacco
- Municipality
- Saarijärvi
- Company form
- Partnership
- Registration date
- 1989-04-19
- Business ID registration date
- 1988-09-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: ILOLANTIE 20, 43100, Saarijärvi
Postal address: MUIKKUNIEMENTIE 38, 41390, Äijälä
Phone: +35814421770Source observation
People and decision-makers
Kovanen Raija HelenaYhtiömies
Kovanen MarkkuYhtiömies
About T-Kauppa Kovanen H & M
Financial position and key figures for the company.
T-Kauppa Kovanen H & M's location municipality is Saarijärvi. It is a partnership. The company was established on 1989-04-19. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0709467-9
MunicipalitySaarijärvi
Current registered entries
1988-09-07Registered in Tax Administration (Tax Administration)
1989-04-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Kovanen Raija HelenaYhtiömiesSources: 1 · Confidence: 78%
Kovanen MarkkuYhtiömiesSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryT-Kauppa Kovanen H & M
Grade unchangedB2 · new analysis 2026-10-19
50/100
Low
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
Risk factors to note
- Elevated industry distress context
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1950/100 · v0.15
B2 → B2B2
2026-10-1650/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-19
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsRajallinen
22/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
T-Kauppa Kovanen H & M shows public core facts. A company representative can claim the profile, update public information, and access owner tools.