Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
T&M Huoltopalvelu Oy
T&M Huoltopalvelu Oy's registered office is Sonkajärvi. It is a limited company. The company was established on 2022-10-11. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-05-31, revenue was €178,801 and operating profit was €2,467.
Business ID 3316376-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3316376-2
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Sonkajärvi
- Company form
- Limited company
- Registration date
- 2022-10-11
- Business ID registration date
- 2022-10-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Siikalammentie 1, 74300, Sonkajärvi
Postal address: Sonkalahdentie 1-3 A 9, 74300, Sonkajärvi
About T&M Huoltopalvelu Oy
Financial position and key figures for the company.
T&M Huoltopalvelu Oy's location municipality is Sonkajärvi. It is a limited company. The company was established on 2022-10-11. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-05-31, revenue was €178,801 and operating profit was €2,467. The latest retained financial statement for 2025-05-31 shows revenue of €178,801 and profit for the financial year of -€2,541. Based on the latest retained statement, revenue growth was +26.3%, operating margin was +1.4%, and equity ratio was -0.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-05-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth26.3%
Operating margin1.4%
Equity ratio-0.2%
Balance-sheet contextLatest financial period
Inventory€4,875Previous: €2,400
Cash and bank€10,430Previous: €6,971
Retained earnings€2,359Previous: -€6,807
Equity-€182Previous: €2,359
Liabilities€79,042Previous: €14,950
Current assets€33,089Previous: €13,831
Current liabilities€27,306Previous: €12,760
Revenue trend2 periods
€141,554
2024-05-31
€178,801
2025-05-31
Operating profit (loss) trend2 periods
€10,248
2024-05-31
€2,467
2025-05-31
Profit (loss) for the financial year trend2 periods
€9,166
2024-05-31
-€2,541
2025-05-31
Assets trend2 periods
€17,309
2024-05-31
€78,860
2025-05-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
19/100 · Declining
Operating profit marginPassable
53/100 · Declining
Ratio history
| Ratio | 2024-05-31 | 2025-05-31 |
|---|---|---|
| Equity ratio | 13.6 % | -0.2 % |
| Current ratio | 0.73x | 0.56x |
| Operating profit margin | 7.2 % | 1.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3316376-2
VAT IDFI33163762
EU IDFIFPRO.3316376-2
MunicipalitySonkajärvi
Current registered entries
2022-10-04VAT-liable for business activity in Tax Administration (VAT Register)
2022-10-04Registered in Tax Administration (Prepayment Register)
2022-10-11Registered in Tax Administration (Tax Administration)
2022-10-11Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskT&M Huoltopalvelu Oy
Grade upgradedD → C · new analysis 2026-10-18
32/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
49 peersSolvency22%
Below 78% of peers
Profitability37%
Below 63% of peers
Liquidity55%
Better than 55% of peers
Revenue growth88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings128 days after period end
115 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1832/100 · v0.15
D → C · +3 points- Risk factor cleared: Coordinated deterioration across 2 financial domains.
D
2026-10-03 13:0529/100 · v0.14
B2 → D · -25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
6 Oct 2026 · PRH / XBRLFinancial period ends 2026-05-31.Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-09-30
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
T&M Huoltopalvelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.