Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
T-OPPI OY
T-OPPI OY's registered office is Esbo. It is a limited company. The company was established on 2021-12-31. It operates in the industry of study centres. In its latest retained statement for 2024-12-31, revenue was €74,560 and operating profit was €20,433.
Business ID 3249799-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3249799-8
- Sector
- Study centres
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2021-12-31
- Business ID registration date
- 2021-11-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Everstinkuja 4 C 62, 02600, Esbo
Phone: +358207589820Source observation
Email: [email protected]Source observation
Website: https://toppi.fiSource observation
E-invoice address: 003701011596 · Operator: MaventaSource: company website
People and decision-makers
Pasi ToppiToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Iiris HuttunenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Juhani KallinenMyynti
Phone: Phone available for logged-in usersSource: company website
Email: Email available for logged-in usersSource: company website
Samuli KoivistoMyynti
Phone: Phone available for logged-in usersSource: company website
Email: Email available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About T-OPPI OY
Financial position and key figures for the company.
T-OPPI OY's location municipality is Esbo. It is a limited company. The company was established on 2021-12-31. It operates in the industry of study centres. In its latest retained statement for 2024-12-31, revenue was €74,560 and operating profit was €20,433. The latest retained financial statement for 2024-12-31 shows revenue of €74,560 and profit for the financial year of €16,849. Based on the latest retained statement, revenue growth was +291.6%, operating margin was +17.5%, and equity ratio was +15.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on kaikki laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth291.6%
Operating margin17.5%
Equity ratio15.3%
Revenue€74,560+€55,520 (+291.6%) vs previous periodPrevious: €19,040
Operating profit (loss)€20,433+€23,030 (+887.0%) vs previous periodPrevious: -€2,596
Profit (loss) for the financial year€16,849+€19,474 (+741.9%) vs previous periodPrevious: -€2,625
Assets€94,236+€75,290 (+397.4%) vs previous periodPrevious: €18,947
Balance-sheet contextLatest financial period
Profit before taxes€20,437Previous: -€2,625
Employees1Previous: 1
Revenue trend3 periods
€16,400
2022-12-31
€19,040
2023-12-31
€74,560
2024-12-31
Operating profit (loss) trend3 periods
€244
2022-12-31
-€2,596
2023-12-31
€20,433
2024-12-31
Profit (loss) for the financial year trend3 periods
€177
2022-12-31
-€2,625
2023-12-31
€16,849
2024-12-31
Assets trend3 periods
€32,859
2022-12-31
€18,947
2023-12-31
€94,236
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
19/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
94/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Equity ratio | 554.3 % | -12.9 % | 15.3 % |
| Current ratio | - | - | - |
| Operating profit margin | 0.3 % | -4.1 % | 17.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3249799-8
EU IDFIFPRO.3249799-8
MunicipalityEsbo
Current registered entries
2021-12-31Registered in Tax Administration (Prepayment Register)
2021-12-31Registered in Patent and Registration Office (Trade Register)
2022-01-18Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Georgieva- Ivanova KrasimiraToimitusjohtajaSources: 5 · Confidence: 78%
Georgieva- Ivanova KrasimiraVarsinainen jäsenSources: 2 · Confidence: 78%
Ivanov Lyudmil OgnyanovVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableT-OPPI OY
Grade unchangedB1 · new analysis 2026-10-17
69/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
45 peersSolvency22%
Below 78% of peers
Profitability82%
Better than 82% of peers
Revenue growth96%
Better than 96% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1769/100 · v0.15
B1 → B1- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B1
2026-09-2969/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-26
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
T-OPPI OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.