Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
T. Palmroth Oy
T. Palmroth Oy's registered office is Helsingfors. It is a limited company. The company was established on 1988-03-02. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €142,419 and operating profit was €37,801.
Business ID 0703008-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0703008-5
- Sector
- Operating of own or leased dwellings and residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1988-03-02
- Business ID registration date
- 1988-06-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Perustie 34 A 2, 00330, Helsingfors
Phone: +358408384684Source observation
Website: https://www.tpoy.fiSource observation
People and decision-makers
Palmroth TenhoToimitusjohtaja
About T. Palmroth Oy
Financial position and key figures for the company.
T. Palmroth Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1988-03-02. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €142,419 and operating profit was €37,801. The latest retained financial statement for 2025-12-31 shows revenue of €142,419 and profit for the financial year of €71,216. Based on the latest retained statement, revenue growth was -68.8%, operating margin was +26.5%, and equity ratio was +61.0%.
Auxiliary business names
Public alternate names materialized from source observations.
TPOY yhtiöt
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on kiinteistöjen kehittäminen, jalostus, kunnossapito, korjaaminen. Isännöinti ja hallinnointi. Tekniskaupallinen tuonti ja markkinointi. Lisäksi yhtiö voi omistaa kiinteää omaisuutta ja harjoittaa osakesijoitustoimintaa. Sekä kaikkea muuta laillista liiketoimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Revenue growth-68.8%
Operating margin26.5%
Equity ratio61.0%
Balance-sheet contextLatest financial period
Other operating income€43,386Previous: €47,565
Inventory€375,000Previous: €349,930
Cash and bank€276,518Previous: €245,044
Retained earnings€852,079Previous: €884,568
Equity€925,818Previous: €929,602
Liabilities€592,255Previous: €498,592
Current assets€897,755Previous: €805,572
Current liabilities€496,344Previous: €398,239
Revenue trend5 periods
€1,265,973
2021-12-31
€1,257,340
2022-12-31
€230,258
2023-12-31
€455,917
2024-12-31
€142,419
2025-12-31
Operating profit (loss) trend5 periods
€93,343
2021-12-31
-€106,063
2022-12-31
€24,739
2023-12-31
€10,794
2024-12-31
€37,801
2025-12-31
Profit (loss) for the financial year trend5 periods
€154,151
2021-12-31
-€28,419
2022-12-31
€57,961
2023-12-31
€42,512
2024-12-31
€71,216
2025-12-31
Assets trend5 periods
€1,763,550
2021-12-31
€1,585,601
2022-12-31
€1,412,779
2023-12-31
€1,428,194
2024-12-31
€1,518,072
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
76/100 · Declining
Current ratioSatisfactory
44/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 57.6 % | 62.3 % | 68.1 % | 65.1 % | 61.0 % |
| Current ratio | - | - | - | 1.49x | 1.31x |
| Operating profit margin | 7.0 % | -8.2 % | 9.4 % | 2.1 % | 20.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0703008-5
VAT IDFI07030085
EU IDFIFPRO.0703008-5
MunicipalityHelsingfors
Current registered entries
1988-03-02Registered in Patent and Registration Office (Trade Register)
1988-06-06Registered in Tax Administration (Tax Administration)
1995-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2016-04-04Registered in Tax Administration (Prepayment Register)
2019-01-17Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Palmroth TenhoToimitusjohtajaSources: 5 · Confidence: 78%
Palmroth Tuukka PatrikVarsinainen jäsenSources: 4 · Confidence: 78%
Palmroth Marja LeenaVarajäsenSources: 2 · Confidence: 78%
Aarto HirviPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodT. Palmroth Oy
Grade unchangedA2 · new analysis 2026-10-17
82/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
84 peersSolvency61%
Better than 61% of peers
Profitability55%
Better than 55% of peers
Liquidity68%
Better than 68% of peers
Revenue growth2%
Below 98% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings216 days after period end
197 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1782/100 · v0.15
A2 → A2A2
2026-10-16 18:5382/100 · v0.14
A3 → A2 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1579/100 · v0.14
A3 → A3- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1479/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 38 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2025-06-26
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
T. Palmroth Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.