Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
T&S Kaartinen Oy
T&S Kaartinen Oy's registered office is Salo. It is a limited company. The company was established on 2018-09-01. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. In its latest retained statement for 2025-08-31, revenue was €7,332,613 and operating profit was €87,239.
Business ID 2921859-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2921859-9
- Sector
- Non-specialised retail sale of predominately food, beverages or tobacco
- Municipality
- Salo
- Company form
- Limited company
- Registration date
- 2018-09-01
- Business ID registration date
- 2018-06-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haapatie 2 as. 8, 24260, Salo
Phone: +358207004315Source observation
Website: https://www.k-ruoka.fiSource observation
People and decision-makers
Kaartinen Tarja AnitaPuheenjohtaja
Kaartinen Sauli Taito ArvidVarsinainen jäsen
Vilmunen Niklas OlaviVarajäsen
About T&S Kaartinen Oy
Financial position and key figures for the company.
T&S Kaartinen Oy's location municipality is Salo. It is a limited company. The company was established on 2018-09-01. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. In its latest retained statement for 2025-08-31, revenue was €7,332,613 and operating profit was €87,239. The latest retained financial statement for 2025-08-31 shows revenue of €7,332,613 and profit for the financial year of €48,369. Based on the latest retained statement, revenue growth was -17.4%, operating margin was +1.2%, and equity ratio was +42.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on elintarvikkeiden, paperi- ja teknokemiallisten tuotteiden, vapaa-ajan viettoon liittyvien tuotteiden ja kodintarvikkeiden sekä tekstiilien vähittäiskauppa. Arvopaperikauppa, kiinteistöjen, asunto- ja liikeosakkeiden osto, myynti ja vuokraus. Yritysvalmennus- ja konsultointipalvelut. Henkilöstön vuokraus- ja rekrytointipalvelut sekä alaan liittyvä neuvontapalvelutoiminta. Yhtiö voi omistaa ja hallita kiinteistöjä ja arvopapereita toimintansa toteuttamista varten.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
0
0
Enriched source observation
Derived indicators
Revenue growth-17.4%
Operating margin1.2%
Equity ratio42.8%
Revenue€7,332,613-€1,544,317 (-17.4%) vs previous periodPrevious: €8,876,930
Operating profit (loss)€87,239-€3,387 (-3.7%) vs previous periodPrevious: €90,626
Profit (loss) for the financial year€48,369+€8,320 (+20.8%) vs previous periodPrevious: €40,049
Assets€1,413,034-€519,383 (-26.9%) vs previous periodPrevious: €1,932,416
Balance-sheet contextLatest financial period
Employees13Previous: 17
Revenue trend4 periods
€6,511,566
2022-08-31
€5,489,353
2023-08-31
€8,876,930
2024-08-31
€7,332,613
2025-08-31
Operating profit (loss) trend4 periods
€127,642
2022-08-31
€7,868
2023-08-31
€90,626
2024-08-31
€87,239
2025-08-31
Profit (loss) for the financial year trend4 periods
€93,939
2022-08-31
€26,141
2023-08-31
€40,049
2024-08-31
€48,369
2025-08-31
Assets trend4 periods
€1,244,685
2022-08-31
€2,581,614
2023-08-31
€1,932,416
2024-08-31
€1,413,034
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
53/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 |
|---|---|---|---|---|
| Equity ratio | 51.4 % | 23.8 % | 31.3 % | 42.8 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 2.0 % | 0.1 % | 1.0 % | 1.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2921859-9
VAT IDFI29218599
EU IDFIFPRO.2921859-9
MunicipalitySalo
Current registered entries
2018-09-01Registered in Tax Administration (Employer Register)
2018-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-09-01Registered in Tax Administration (Prepayment Register)
2018-09-01Registered in Patent and Registration Office (Trade Register)
2018-09-03Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Kaartinen Tarja AnitaPuheenjohtajaSources: 6 · Confidence: 78%
Kaartinen Sauli Taito ArvidVarsinainen jäsenSources: 5 · Confidence: 78%
Vilmunen Niklas OlaviVarajäsenSources: 2 · Confidence: 78%
Jukka KokkonenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableT&S Kaartinen Oy
Grade unchangedB1 · new analysis 2026-10-19
61/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityStable
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
81 peersSolvency27%
Below 73% of peers
Profitability33%
Below 67% of peers
Revenue growth7%
Below 93% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1961/100 · v0.15
B1 → B1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-10-1162/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
68/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
11 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-12-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-05.
This company profile has not been claimed yet
T&S Kaartinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.