Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
T&T Invest Oy
T&T Invest Oy's registered office is Fredrikshamn. It is a limited company. The company was established on 2019-10-11. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2024-12-31, revenue was €911,691 and operating profit was €15,935.
Business ID 3089660-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3089660-2
- Sector
- Short-stay accommodation in holiday cottages and cabins
- Municipality
- Fredrikshamn
- Company form
- Limited company
- Registration date
- 2019-10-11
- Business ID registration date
- 2019-09-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Raatihuoneentori 16, 49400, Fredrikshamn
About T&T Invest Oy
Financial position and key figures for the company.
T&T Invest Oy's location municipality is Fredrikshamn. It is a limited company. The company was established on 2019-10-11. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2024-12-31, revenue was €911,691 and operating profit was €15,935. The latest retained financial statement for 2024-12-31 shows revenue of €911,691 and profit for the financial year of €4,801. Based on the latest retained statement, revenue growth was +58.2%, operating margin was +1.7%, and equity ratio was +46.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth58.2%
Operating margin1.7%
Equity ratio46.1%
Balance-sheet contextLatest financial period
Other operating income€7,383Previous: €500,000
Cash and bank€87,559Previous: €54,073
Retained earnings€186,352Previous: -€71,394
Equity€226,400Previous: €211,539
Liabilities€264,508Previous: €201,994
Current assets€284,492Previous: €158,163
Current liabilities€222,528Previous: €134,613
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
58/100 · Declining
Current ratioWeak
13/100 · Declining
Operating profit marginPassable
54/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3089660-2
VAT IDFI30896602
EU IDFIFPRO.3089660-2
MunicipalityFredrikshamn
Current registered entries
2019-09-26VAT-liable for business activity in Tax Administration (VAT Register)
2019-09-26Registered in Tax Administration (Prepayment Register)
2019-10-11Registered in Tax Administration (Tax Administration)
2019-10-11Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableT&T Invest Oy
Grade unchangedB1 · new analysis 2026-10-18
62/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
94 peersSolvency62%
Better than 62% of peers
Profitability47%
Close to the peer-group midpoint
Liquidity61%
Better than 61% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings343 days after period end
343 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1862/100 · v0.15
B1 → B1B1
2026-09-27 17:5362/100 · v0.14
B2 → B1 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-12-09
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
T&T Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.