Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
T. Telin Oy
T. Telin Oy's registered office is Oulu. It is a limited company. The company was established on 2023-07-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €40,823 and operating profit was -€57.
Business ID 3372857-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3372857-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2023-07-05
- Business ID registration date
- 2023-06-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Redi 19, 90800, Oulu
About T. Telin Oy
Financial position and key figures for the company.
T. Telin Oy's location municipality is Oulu. It is a limited company. The company was established on 2023-07-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €40,823 and operating profit was -€57. The latest retained financial statement for 2025-12-31 shows revenue of €40,823 and profit for the financial year of €367,181. Based on the latest retained statement, revenue growth was +98.2%, operating margin was -0.1%, and equity ratio was +99.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth98.2%
Operating margin-0.1%
Equity ratio99.0%
Balance-sheet contextLatest financial period
Cash and bank€724,149Previous: €970,136
Retained earnings€1,774,237Previous: €404
Equity€2,141,419Previous: €1,924,237
Liabilities€20,646Previous: €19,921
Current assets€825,102Previous: €1,008,934
Current liabilities€19,761Previous: €19,036
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginWeak
50/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3372857-5
EU IDFIFPRO.3372857-5
MunicipalityOulu
Current registered entries
2023-06-19Registered in Tax Administration (Prepayment Register)
2023-07-05Registered in Tax Administration (Tax Administration)
2023-07-05Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodT. Telin Oy
Grade unchangedA3 · new analysis 2026-10-17
70/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
110 peersSolvency79%
Better than 79% of peers
Profitability19%
Below 81% of peers
Liquidity83%
Better than 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings28 days after period end
29 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1770/100 · v0.15
A3 → A3A3
2026-09-16 22:0070/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1460/100 · v0.14
B1 → B1B1
2026-09-1460/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-01-28
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
T. Telin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.