Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Talo Elements Finland Oy
It is a limited company. The company was established on 2019-10-07. It operates in the industry of activities of agents involved in the wholesale of timber and building materials.
Business ID 3085518-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3085518-1
- Sector
- Activities of agents involved in the wholesale of timber and building materials
- Municipality
- Not currently available
- Company form
- Limited company
- Registration date
- 2019-10-07
- Business ID registration date
- 2019-09-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: TALO Elements Ltd The Granary 1 Waverley Lane GU9 8BB Farnham
People and decision-makers
Magnussen BengtPuheenjohtaja
Wikman Henrik MathiasVarsinainen jäsen
Wikman Leóna Sofia MichaelaVarsinainen jäsen
About Talo Elements Finland Oy
Financial position and key figures for the company.
It is a limited company. The company was established on 2019-10-07. It operates in the industry of activities of agents involved in the wholesale of timber and building materials. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -536.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on valmistalopakettien myynti ja projektijohtaminen.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio-536.3%
Operating profit (loss)-€692-€294 (-73.7%) vs previous periodPrevious: -€398
Profit (loss) for the financial year-€691-€293 (-73.6%) vs previous periodPrevious: -€398
Assets€495+€304 (+158.7%) vs previous periodPrevious: €191
Balance-sheet contextLatest financial period
Employees0Previous: 0
Revenue trend4 periods
€0
2021-12-31
€0
2022-12-31
€0
2023-12-31
€0
2024-12-31
Operating profit (loss) trend5 periods
-€656
2021-12-31
-€273
2022-12-31
-€258
2023-12-31
-€398
2024-12-31
-€692
2025-12-31
Profit (loss) for the financial year trend5 periods
-€655
2021-12-31
-€273
2022-12-31
-€258
2023-12-31
-€398
2024-12-31
-€691
2025-12-31
Assets trend5 periods
€120
2021-12-31
€847
2022-12-31
€589
2023-12-31
€191
2024-12-31
€495
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | -858.9 % | -154.2 % | -265.4 % | -1025.8 % | -536.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3085518-1
EU IDFIFPRO.3085518-1
Current registered entries
2019-10-07Registered in Patent and Registration Office (Trade Register)
2019-10-08Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Magnussen BengtPuheenjohtajaSources: 5 · Confidence: 78%
Wikman Leóna Sofia MichaelaVarsinainen jäsenSources: 3 · Confidence: 78%
Wikman Henrik MathiasVarsinainen jäsenSources: 5 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTalo Elements Finland Oy
Grade unchangedC · new analysis 2026-10-18
39/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyVolatile
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Severe registry event in the last 6 months
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1839/100 · v0.15
C → C- Solvency: Not enough history → Volatile
- Evidence quality: Registry and statistical evidence → Limited financial evidence.
- New supporting factor: A newer financial statement filing has been reported.
C
2026-09-1639/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsKoholla
20/100
A severity-mapped registry signal in the last 6 months requires attention.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-04-19
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-23.
This company profile has not been claimed yet
Talo Elements Finland Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.