Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Taloagentit Oy
Taloagentit Oy's registered office is Vanda. It is a limited company. The company was established on 2020-09-22. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2024-12-31, revenue was €897,383 and operating profit was €19,277.
Business ID 3159381-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3159381-4
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2020-09-22
- Business ID registration date
- 2020-09-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vetokuja 4, 01610, Vanda
Website: https://www.taloagentit.fiSource observation
About Taloagentit Oy
Financial position and key figures for the company.
Taloagentit Oy's location municipality is Vanda. It is a limited company. The company was established on 2020-09-22. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2024-12-31, revenue was €897,383 and operating profit was €19,277. The latest retained financial statement for 2024-12-31 shows revenue of €897,383 and profit for the financial year of €13,593. Based on the latest retained statement, revenue growth was not currently available, operating margin was +2.1%, and equity ratio was +9.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin2.1%
Equity ratio9.3%
Balance-sheet contextLatest financial period
Inventory€22,745Previous: €0
Cash and bank€22,558Previous: €0
Advances received€8,715Previous: €0
Retained earnings€0Previous: €101
Equity€13,593Previous: €0
Liabilities€132,175Previous: €0
Current assets€133,347Previous: €0
Current liabilities€128,859Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
12/100 · Trend unavailable
Current ratioWeak
12/100 · Trend unavailable
Operating profit marginPassable
55/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3159381-4
VAT IDFI31593814
EU IDFIFPRO.3159381-4
MunicipalityVanda
Current registered entries
2020-09-22Registered in Tax Administration (Tax Administration)
2020-09-22Registered in Patent and Registration Office (Trade Register)
2023-11-20VAT-liable for business activity in Tax Administration (VAT Register)
2023-11-20Registered in Tax Administration (Prepayment Register)
2023-12-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTaloagentit Oy
Grade unchangedC · new analysis 2026-09-21
39/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
293 peersSolvency20%
Below 80% of peers
Profitability35%
Below 65% of peers
Liquidity46%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings129 days after period end
129 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Severe registry event in the last 6 months
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-09-21 18:0739/100 · v0.14
C → C- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1439/100 · v0.14
C → CC
2026-09-1439/100 · v0.13
C → C- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
C
2026-09-1339/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-21
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
45/100
A severity-mapped registry signal 6–12 months ago remains relevant with reduced component weight.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-04-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-06.
This company profile has not been claimed yet
Taloagentit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.