Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Talotekniikkapalvelu Seppänen Oy
Talotekniikkapalvelu Seppänen Oy's registered office is Kouvola. It is a limited company. The company was established on 2016-02-12. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-12-31, revenue was €301,232 and operating profit was €50,209.
Business ID 2740281-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2740281-9
- Sector
- Engineering design and technical consultancy incidental to heating, plumbing and air-conditioning
- Municipality
- Kouvola
- Company form
- Limited company
- Registration date
- 2016-02-12
- Business ID registration date
- 2016-01-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppalankatu 6-8 A 430, 45100, Kouvola
Website: https://www.talotekniikkasi.fiSource observation
About Talotekniikkapalvelu Seppänen Oy
Financial position and key figures for the company.
Talotekniikkapalvelu Seppänen Oy's location municipality is Kouvola. It is a limited company. The company was established on 2016-02-12. It operates in the industry of engineering design and technical consultancy incidental to heating, plumbing and air-conditioning. In its latest retained statement for 2025-12-31, revenue was €301,232 and operating profit was €50,209. The latest retained financial statement for 2025-12-31 shows revenue of €301,232 and profit for the financial year of €39,887. Based on the latest retained statement, revenue growth was -2.3%, operating margin was +16.7%, and equity ratio was +77.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-2.3%
Operating margin16.7%
Equity ratio77.7%
Balance-sheet contextLatest financial period
Cash and bank€75,223Previous: €112,563
Retained earnings€78,444Previous: €93,890
Equity€120,831Previous: €120,591
Liabilities€34,771Previous: €32,279
Current assets€152,768Previous: €148,951
Current liabilities€34,771Previous: €32,279
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
97/100 · Declining
Current ratioGood
72/100 · Declining
Operating profit marginGood
92/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2740281-9
VAT IDFI27402819
EU IDFIFPRO.2740281-9
MunicipalityKouvola
Current registered entries
2016-01-26Registered in Tax Administration (Prepayment Register)
2016-01-31VAT-liable for business activity in Tax Administration (VAT Register)
2016-02-12Registered in Patent and Registration Office (Trade Register)
2016-02-15Registered in Tax Administration (Tax Administration)
2021-06-22Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTalotekniikkapalvelu Seppänen Oy
Grade unchangedA2 · new analysis 2026-10-17
85/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
108 peersSolvency70%
Better than 70% of peers
Profitability69%
Better than 69% of peers
Liquidity75%
Better than 75% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings86 days after period end
77 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1785/100 · v0.15
A2 → A2A2
2026-09-22 07:5685/100 · v0.14
B1 → A2 · +18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-03-27
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-04.
This company profile has not been claimed yet
Talotekniikkapalvelu Seppänen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.