Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Talous ja Vauraus Oy
Talous ja Vauraus Oy's registered office is Turku. It is a limited company. The company was established on 2018-01-29. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €53,777 and operating profit was €22,022.
Business ID 2884660-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2884660-6
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2018-01-29
- Business ID registration date
- 2018-01-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pellonperänkatu 4 N 167, 20740, Turku
Phone: +358445672201Source observation
Email: [email protected]Source observation
People and decision-makers
Valkonen Ville KalervoToimitusjohtaja
About Talous ja Vauraus Oy
Financial position and key figures for the company.
Talous ja Vauraus Oy's location municipality is Turku. It is a limited company. The company was established on 2018-01-29. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €53,777 and operating profit was €22,022. The latest retained financial statement for 2025-12-31 shows revenue of €53,777 and profit for the financial year of €11,395. Based on the latest retained statement, revenue growth was +735.2%, operating margin was +36.3%, and equity ratio was +7.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth735.2%
Operating margin36.3%
Equity ratio7.4%
Revenue€53,777+€47,338 (+735.2%) vs previous periodPrevious: €6,439
Operating profit (loss)€22,022+€22,396 (+5997.8%) vs previous periodPrevious: -€373
Profit (loss) for the financial year€11,395+€14,534 (+463.0%) vs previous periodPrevious: -€3,139
Assets€400,814+€50,800 (+14.5%) vs previous periodPrevious: €350,013
Balance-sheet contextLatest financial period
Profit before taxes€11,395Previous: -€3,139
Employees1Previous: 1
Revenue trend3 periods
€2,791
2021-12-31
€6,439
2024-12-31
€53,777
2025-12-31
Operating profit (loss) trend5 periods
€1,761
2021-12-31
-€173
2022-12-31
-€138
2023-12-31
-€373
2024-12-31
€22,022
2025-12-31
Profit (loss) for the financial year trend5 periods
€1,363
2021-12-31
-€178
2022-12-31
-€898
2023-12-31
-€3,139
2024-12-31
€11,395
2025-12-31
Assets trend5 periods
€11,520
2021-12-31
€11,330
2022-12-31
€10,593
2023-12-31
€350,013
2024-12-31
€400,814
2025-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €53,777 | €6,439 | - | - | €2,791 |
| Revenue growth | - | 735,2 % | - | - | - | -66 % |
| Operating profit | - | €22,022 | -€373 | -€138 | -€173 | €1,761 |
| EBIT margin | - | 36,3 % | -5 % | - | - | 63,1 % |
| Profit for the financial year | - | €11,395 | -€3,139 | -€898 | -€178 | €1,363 |
| Profit before taxes | - | €11,395 | -€3,139 | -€873 | -€530 | €1,716 |
| Equity ratio | - | 7,4 % | 4,2 % | 94,2 % | 96 % | 96 % |
| Balance sheet total | - | €400,814 | €350,013 | €10,593 | €11,330 | €11,520 |
| Employees | 1 | 1 | 1 | 1 | 1 | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
9/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 96.0 % | 96.0 % | 94.2 % | 4.2 % | 7.4 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 63.1 % | - | - | -5.0 % | 36.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2884660-6
EU IDFIFPRO.2884660-6
MunicipalityTurku
Current registered entries
2018-01-29Registered in Tax Administration (Tax Administration)
2018-01-29Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Valkonen Ville KalervoToimitusjohtajaSources: 3 · Confidence: 78%
Valkonen Ville KalervoVarsinainen jäsenSources: 2 · Confidence: 78%
Kimmo ValkonenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTalous ja Vauraus Oy
Grade unchangedB1 · new analysis 2026-10-17
67/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
229 peersSolvency20%
Below 80% of peers
Profitability75%
Better than 75% of peers
Revenue growth99%
Better than 99% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1767/100 · v0.15
B1 → B1 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B1
2026-10-1366/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-02-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Talous ja Vauraus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.