Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Taloustalo Oy
Taloustalo Oy's registered office is Jyväskylä. It is a limited company. The company was established on 1986-10-15. It operates in the industry of retail sale of other tableware and household goods. In its latest retained statement for 2026-02-28, revenue was €4,048 and operating profit was -€518.
Business ID 0628172-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0628172-0
- Sector
- Retail sale of other tableware and household goods
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 1986-10-15
- Business ID registration date
- 1986-08-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vasarakatu 9 C, 40320, Jyväskylä
About Taloustalo Oy
Financial position and key figures for the company.
Taloustalo Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 1986-10-15. It operates in the industry of retail sale of other tableware and household goods. In its latest retained statement for 2026-02-28, revenue was €4,048 and operating profit was -€518. The latest retained financial statement for 2026-02-28 shows revenue of €4,048 and profit for the financial year of -€518. Based on the latest retained statement, revenue growth was +35.1%, operating margin was -12.8%, and equity ratio was +63.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-02-28
5
1
PRH/XBRL financial statement
Derived indicators
Revenue growth35.1%
Operating margin-12.8%
Equity ratio63.7%
Balance-sheet contextLatest financial period
Inventory€1,964Previous: €1,964
Cash and bank€2,016Previous: €2,176
Retained earnings-€337,646Previous: -€334,780
Equity€22,501Previous: €23,019
Liabilities€12,829Previous: €12,898
Current assets€33,921Previous: €34,067
Current liabilities€2,829Previous: €2,898
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
80/100 · Declining
Current ratioSatisfactory
47/100 · Declining
Operating profit marginWeak
18/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0628172-0
EU IDFIFPRO.0628172-0
MunicipalityJyväskylä
Current registered entries
1986-08-19Registered in Tax Administration (Tax Administration)
1986-10-15Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTaloustalo Oy
Grade unchangedB1 · new analysis 2026-10-18
63/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
86 peersSolvency48%
Close to the peer-group midpoint
Profitability30%
Below 70% of peers
Liquidity69%
Better than 69% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings87 days after period end
205 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1863/100 · v0.15
B1 → B1B1
2026-09-28 21:4963/100 · v0.14
B1 → B1 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-02-28).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1561/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 40 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-05-26
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-02-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-03.
This company profile has not been claimed yet
Taloustalo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.