Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Talousvarpunen Oy
Talousvarpunen Oy's registered office is Ylöjärvi. It is a limited company. The company was established on 2023-04-08. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-06-30, revenue was €75,190 and operating profit was €1,455.
Business ID 3356831-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3356831-3
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Ylöjärvi
- Company form
- Limited company
- Registration date
- 2023-04-08
- Business ID registration date
- 2023-04-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vainiontie 5, 33470, Ylöjärvi
Phone: +358505869154Source observation
Email: [email protected]Source observation
Website: https://www.talousvarpunen.fiSource observation
Linkedin profile: https://www.linkedin.com/company/talousvarpunen-oy/?original_referer=Source: company website
Facebook profile: https://www.facebook.com/profile.php?id=100092557473317&locale=fi_FISource: company website
People and decision-makers
Siltanen Amanda EveliinaToimitusjohtaja
About Talousvarpunen Oy
Financial position and key figures for the company.
Talousvarpunen Oy's location municipality is Ylöjärvi. It is a limited company. The company was established on 2023-04-08. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-06-30, revenue was €75,190 and operating profit was €1,455. The latest retained financial statement for 2026-06-30 shows revenue of €75,190 and profit for the financial year of €1,064. Based on the latest retained statement, revenue growth was +155.7%, operating margin was +1.9%, and equity ratio was +43.4%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Kirjanpito- ja tilinpäätöspalvelut, vero- ja talouskonsultointi sekä kaikki muu laillinen liiketoiminta. Yritys saa omistaa kiinteistöjä ja asunto-osakkeita sekä käydä kauppaa arvopapereilla ja muilla sijoitustuotteilla.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth155.7%
Operating margin1.9%
Equity ratio43.4%
Balance-sheet contextLatest financial period
Other operating income€50Previous: €0
Cash and bank€4,950Previous: €1,062
Advances received€0Previous: €86
Retained earnings€2,581Previous: -€897
Equity€5,646Previous: €4,581
Liabilities€7,359Previous: €2,631
Current assets€13,005Previous: €5,210
Current liabilities€7,359Previous: €2,631
Revenue trend2 periods
€29,408
2025-06-30
€75,190
2026-06-30
Operating profit (loss) trend2 periods
€4,156
2025-06-30
€1,455
2026-06-30
Profit (loss) for the financial year trend2 periods
€3,478
2025-06-30
€1,064
2026-06-30
Assets trend2 periods
€7,213
2025-06-30
€13,005
2026-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
54/100 · Declining
Current ratioPassable
22/100 · Improving
Operating profit marginPassable
55/100 · Declining
Ratio history
| Ratio | 2025-06-30 | 2026-06-30 |
|---|---|---|
| Equity ratio | 64.3 % | 43.4 % |
| Current ratio | 0.40x | 0.67x |
| Operating profit margin | 14.1 % | 1.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3356831-3
VAT IDFI33568313
EU IDFIFPRO.3356831-3
MunicipalityYlöjärvi
Current registered entries
2023-04-05VAT-liable for business activity in Tax Administration (VAT Register)
2023-04-05Registered in Tax Administration (Prepayment Register)
2023-04-08Registered in Patent and Registration Office (Trade Register)
2023-04-11Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Siltanen Amanda EveliinaToimitusjohtajaSources: 4 · Confidence: 78%
Siltanen Juuso ElmeriVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTalousvarpunen Oy
Grade unchangedB1 · new analysis 2026-10-18
64/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
40 peersSolvency23%
Below 77% of peers
Profitability35%
Below 65% of peers
Liquidity60%
Better than 60% of peers
Revenue growth100%
Better than 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings44 days after period end
57 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1864/100 · v0.15
B1 → B1B1
2026-09-25 19:1764/100 · v0.14
B2 → B1 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-08-26
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Talousvarpunen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.