Business profile

TalsInvestments Oy

TalsInvestments Oy's registered office is Esbo. It is a limited company. The company was established on 2013-06-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €219,247 and operating profit was €133,309.

Claim profileContact details
Business ID 2548396-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2548396-9
Sector
Activities of insurance agents and brokers
Municipality
Esbo
Company form
Limited company
Registration date
2013-06-18
Business ID registration date
2013-05-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Mellstenintie 23 B, 02170, Esbo

Phone: +358452314534Source observation

Email: [email protected]Source observation

Website: https://rvm.fiSource observation

People and decision-makers

Talsi Jussi-Pekka TapaniToimitusjohtaja

About TalsInvestments Oy

Financial position and key figures for the company.

TalsInvestments Oy's location municipality is Esbo. It is a limited company. The company was established on 2013-06-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €219,247 and operating profit was €133,309. The latest retained financial statement for 2025-09-30 shows revenue of €219,247 and profit for the financial year of €229,345. Based on the latest retained statement, revenue growth was -7.4%, operating margin was +60.8%, and equity ratio was +59.9%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-09-30

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-7.4%
Operating margin60.8%
Equity ratio59.9%
Revenue€219,247-€17,450 (-7.4%) vs previous periodPrevious: €236,697
Operating profit (loss)€133,309Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€229,345+€58,087 (+33.9%) vs previous periodPrevious: €171,258
Assets€1,038,081+€151,058 (+17.0%) vs previous periodPrevious: €887,022
Balance-sheet contextLatest financial period
Profit before taxes€279,566Previous: No comparison value
Employees1Previous: 1
Revenue trend5 periods
€222,562
2021-09-30
€218,777
2022-09-30
€243,778
2023-09-30
€236,697
2024-09-30
€219,247
2025-09-30
Operating profit (loss) trend4 periods
€101,492
2021-09-30
€87,060
2022-09-30
€129,387
2023-09-30
€133,309
2025-09-30
Profit (loss) for the financial year trend5 periods
€179,767
2021-09-30
€341,299
2022-09-30
€248,531
2023-09-30
€171,258
2024-09-30
€229,345
2025-09-30
Assets trend4 periods
€788,729
2022-09-30
€907,796
2023-09-30
€887,022
2024-09-30
€1,038,081
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
75/100 · Declining
59.9 %2024-09-30: 66.8 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-09-30: Ei saatavilla
Operating profit marginGood
100/100 · Improving
60.8 %2023-09-30: 53.1 %
Ratio history
Ratio2021-09-302022-09-302023-09-302024-09-302025-09-30
Equity ratio-65.8 %65.3 %66.8 %59.9 %
Current ratio-----
Operating profit margin45.4 %39.1 %53.1 %-60.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2548396-9
EU IDFIFPRO.2548396-9
MunicipalityEsbo
Current registered entries
2013-06-18Registered in Tax Administration (Tax Administration)
2013-06-18Registered in Patent and Registration Office (Trade Register)
2021-04-14Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Talsi Jussi-Pekka TapaniToimitusjohtajaSources: 5 · Confidence: 78%
Talsi Jussi-Pekka TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Talsi Marita MirjamiVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTalsInvestments Oy
Grade unchangedA2 · new analysis 2026-10-19
Model score80/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueStable
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
1135 peers
Solvency57%
Better than 57% of peers
Profitability97%
Better than 97% of peers
Revenue growth23%
Below 77% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1980/100 · v0.15
A2 → A2 · -2 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-10-0882/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsSeurattava
73/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
8 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-09-03

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

TalsInvestments Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.