Business profile

Talvia Invest Oy

Talvia Invest Oy's registered office is Lohja. It is a limited company. The company was established on 1987-06-03. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-07-31, revenue was €356,109 and operating profit was €21,289.

Claim profileContact details
Business ID 0674497-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0674497-5
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Lohja
Company form
Limited company
Registration date
1987-06-03
Business ID registration date
1987-10-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: c/o Lohjan Teollisuustilit Oy, Ampumaradankatu 27, 08150, Lohja

Website: https://talvia-invest-oy.onvarma.fiSource observation

People and decision-makers

Valo Juhani LennartPuheenjohtaja
Iivonen Jorma SuleviVarsinainen jäsen
Valo Heikki JuhaniVarsinainen jäsen

About Talvia Invest Oy

Financial position and key figures for the company.

Talvia Invest Oy's location municipality is Lohja. It is a limited company. The company was established on 1987-06-03. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-07-31, revenue was €356,109 and operating profit was €21,289. The latest retained financial statement for 2025-07-31 shows revenue of €356,109 and profit for the financial year of €17,558. Based on the latest retained statement, revenue growth was -65.0%, operating margin was +5.8%, and equity ratio was +56.0%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on harjoittaa arvopaperikauppaa sekä omistaa ja vuokrata asunto-osakkeita ja kiinteistöjä Suomessa ja ulkomailla.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-07-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-65.0%
Operating margin5.8%
Equity ratio56.0%
Revenue€356,109-€660,144 (-65.0%) vs previous periodPrevious: €1,016,253
Operating profit (loss)€21,289-€38,520 (-64.4%) vs previous periodPrevious: €59,809
Profit (loss) for the financial year€17,558-€30,630 (-63.6%) vs previous periodPrevious: €48,188
Assets€2,630,533-€48,070 (-1.8%) vs previous periodPrevious: €2,678,603
Balance-sheet contextLatest financial period
Employees0Previous: 0
Revenue trend5 periods
€1,936,043
2021-07-31
€1,030,595
2022-07-31
€713,042
2023-07-31
€1,016,253
2024-07-31
€356,109
2025-07-31
Operating profit (loss) trend5 periods
€297,755
2021-07-31
€231,551
2022-07-31
€5
2023-07-31
€59,809
2024-07-31
€21,289
2025-07-31
Profit (loss) for the financial year trend5 periods
€235,337
2021-07-31
€184,783
2022-07-31
€1,610,029
2023-07-31
€48,188
2024-07-31
€17,558
2025-07-31
Assets trend5 periods
€3,088,427
2021-07-31
€3,180,007
2022-07-31
€2,697,023
2023-07-31
€2,678,603
2024-07-31
€2,630,533
2025-07-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
70/100 · Declining
56.0 %2024-07-31: 58.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-07-31: Ei saatavilla
Operating profit marginSatisfactory
64/100 · Declining
5.8 %2024-07-31: 5.8 %
Ratio history
Ratio2021-07-312022-07-312023-07-312024-07-312025-07-31
Equity ratio51.2 %52.9 %4.1 %58.0 %56.0 %
Current ratio-----
Operating profit margin15.3 %22.2 %0.0 %5.8 %5.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0674497-5
EU IDFIFPRO.0674497-5
MunicipalityLohja
Current registered entries
1987-06-03Registered in Patent and Registration Office (Trade Register)
1987-10-28Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Valo Juhani LennartPuheenjohtajaSources: 6 · Confidence: 78%
Iivonen Jorma SuleviVarsinainen jäsenSources: 5 · Confidence: 78%
Valo Heikki JuhaniVarsinainen jäsenSources: 5 · Confidence: 78%
Forsell Peter GunnarTilintarkastajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodTalvia Invest Oy
Grade unchangedA3 · new analysis 2026-10-19
Model score72/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
4 comparable periods
RevenueVolatile
ProfitabilityImproving
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
52 peers
Solvency23%
Below 77% of peers
Profitability28%
Below 72% of peers
Revenue growth4%
Below 96% of peers
Supporting factors
  • Strong equity ratio
  • Coordinated recovery across 2 financial domains
  • Active registered status
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1972/100 · v0.15
A3 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0473/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 39 years of registry continuity.

Registry and status signalsSeurattava
68/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2025-11-21

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Talvia Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.