Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Tam-Books Oy
Tam-Books Oy's registered office is Tampere. It is a limited company. The company was established on 1994-03-16. It operates in the industry of activities of call centres.
Business ID 0961331-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0961331-3
- Sector
- Activities of call centres
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 1994-03-16
- Business ID registration date
- 1994-03-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kortelahdenkatu 3 A 1, 33210, Tampere
About Tam-Books Oy
Financial position and key figures for the company.
Tam-Books Oy's location municipality is Tampere. It is a limited company. The company was established on 1994-03-16. It operates in the industry of activities of call centres. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +80.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
4
3
PRH/XBRL financial statement
Derived indicators
Equity ratio80.8%
Balance-sheet contextLatest financial period
Cash and bank€7,876Previous: €7,876
Retained earnings€294,133Previous: €309,552
Equity€305,590Previous: €328,856
Liabilities€72,729Previous: €77,086
Current assets€345,209Previous: €372,307
Current liabilities€3,408Previous: €77,086
Operating profit (loss) trend3 periods
-€18,171
2024-03-31
-€17,010
2025-03-31
-€18,987
2026-03-31
Profit (loss) for the financial year trend3 periods
€18,442
2024-03-31
€16,781
2025-03-31
€8,933
2026-03-31
Assets trend3 periods
€413,340
2024-03-31
€405,943
2025-03-31
€378,318
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
77/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|
| Equity ratio | 82.3 % | 81.0 % | 80.8 % |
| Current ratio | 0.15x | 0.10x | 2.31x |
| Operating profit margin | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0961331-3
EU IDFIFPRO.0961331-3
MunicipalityTampere
Current registered entries
1994-03-16Registered in Patent and Registration Office (Trade Register)
1994-03-25Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTam-Books Oy
Grade unchangedA3 · new analysis 2026-10-17
72/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Same industryDescriptive comparison – does not change the model score.
139 peersSolvency68%
Better than 68% of peers
Liquidity79%
Better than 79% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings107 days after period end
109 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1772/100 · v0.15
A3 → A3A3
2026-09-20 20:2572/100 · v0.14
B2 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1459/100 · v0.14
B2 → B2B2
2026-09-1459/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
23/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-07-16
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Tam-Books Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.