Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Tammer-Palvelut Oy
Tammer-Palvelut Oy's registered office is Vuorentausta. It is a limited company. The company was established on 1995-03-22. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2024-12-31, revenue was €236,681 and operating profit was €101,377.
Business ID 0991685-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0991685-9
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Vuorentausta
- Company form
- Limited company
- Registration date
- 1995-03-22
- Business ID registration date
- 1995-01-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tanhuatie 3 as. 1, 33430, Vuorentausta
Phone: +358405318464Source observation
People and decision-makers
Saarilahti Risto TapaniToimitusjohtaja
About Tammer-Palvelut Oy
Financial position and key figures for the company.
Tammer-Palvelut Oy's location municipality is Vuorentausta. It is a limited company. The company was established on 1995-03-22. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2024-12-31, revenue was €236,681 and operating profit was €101,377. The latest retained financial statement for 2024-12-31 shows revenue of €236,681 and profit for the financial year of €81,094. Based on the latest retained statement, revenue growth was -3.9%, operating margin was +42.8%, and equity ratio was +93.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-3.9%
Operating margin42.8%
Equity ratio93.2%
Revenue€236,681-€9,586 (-3.9%) vs previous periodPrevious: €246,267
Operating profit (loss)€101,377-€17,707 (-14.9%) vs previous periodPrevious: €119,084
Profit (loss) for the financial year€81,094-€14,093 (-14.8%) vs previous periodPrevious: €95,187
Assets€1,354,464+€82,089 (+6.5%) vs previous periodPrevious: €1,272,375
Balance-sheet contextLatest financial period
Employees2Previous: No comparison value
Revenue trend5 periods
€212,990
2020-12-31
€227,843
2021-12-31
€251,029
2022-12-31
€246,267
2023-12-31
€236,681
2024-12-31
Operating profit (loss) trend5 periods
€97,047
2020-12-31
€136,230
2021-12-31
€123,010
2022-12-31
€119,084
2023-12-31
€101,377
2024-12-31
Profit (loss) for the financial year trend5 periods
€76,894
2020-12-31
€108,412
2021-12-31
€97,445
2022-12-31
€95,187
2023-12-31
€81,094
2024-12-31
Assets trend5 periods
€1,009,927
2020-12-31
€1,097,393
2021-12-31
€1,189,085
2022-12-31
€1,272,375
2023-12-31
€1,354,464
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 87.0 % | 89.9 % | 91.2 % | 92.7 % | 93.2 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 45.0 % | 57.2 % | 49.0 % | 48.4 % | 42.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0991685-9
VAT IDFI09916859
EU IDFIFPRO.0991685-9
MunicipalityVuorentausta
Current registered entries
1995-01-03VAT-liable for business activity in Tax Administration (VAT Register)
1995-01-19Registered in Tax Administration (Tax Administration)
1995-03-22Registered in Patent and Registration Office (Trade Register)
1995-03-29Registered in Tax Administration (Prepayment Register)
2005-06-15VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Saarilahti Risto TapaniToimitusjohtajaSources: 5 · Confidence: 78%
Saarilahti Tiina MarjattaPuheenjohtajaSources: 5 · Confidence: 78%
Saarilahti Risto TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Laakso Markku JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Saarilahti Ville TapaniVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTammer-Palvelut Oy
Grade unchangedA2 · new analysis 2026-10-19
85/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
SolvencyStable
LiquidityNot enough history
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1985/100 · v0.15
A2 → A2A2
2026-10-1685/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-06-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tammer-Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.