Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Tampereen Lainaväline Oy
Tampereen Lainaväline Oy's registered office is Tampere. It is a limited company. The company was established on 2015-07-22. It operates in the industry of rental and leasing of construction and civil engineering machinery and equipment. In its latest retained statement for 2025-12-31, revenue was €429,234 and operating profit was €90,227.
Business ID 2700383-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2700383-4
- Sector
- Rental and leasing of construction and civil engineering machinery and equipment
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2015-07-22
- Business ID registration date
- 2015-07-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hepolamminkatu 32, 33720, Tampere
Phone: +358505054326Source observation
Website: https://www.lainavaline.fiSource observation
People and decision-makers
Jere VänttinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Tampereen Lainaväline Oy
Financial position and key figures for the company.
Tampereen Lainaväline Oy's location municipality is Tampere. It is a limited company. The company was established on 2015-07-22. It operates in the industry of rental and leasing of construction and civil engineering machinery and equipment. In its latest retained statement for 2025-12-31, revenue was €429,234 and operating profit was €90,227. The latest retained financial statement for 2025-12-31 shows revenue of €429,234 and profit for the financial year of €58,504. Based on the latest retained statement, revenue growth was -5.3%, operating margin was +17.4%, and equity ratio was +39.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-5.3%
Operating margin17.4%
Equity ratio39.6%
Revenue€429,234-€24,161 (-5.3%) vs previous periodPrevious: €453,395
Operating profit (loss)€90,227+€2,814 (+3.2%) vs previous periodPrevious: €87,413
Profit (loss) for the financial year€58,504+€8,309 (+16.6%) vs previous periodPrevious: €50,195
Assets€765,051-€24,924 (-3.2%) vs previous periodPrevious: €789,974
Balance-sheet contextLatest financial period
Employees3Previous: 3
Revenue trend5 periods
€586,615
2021-12-31
€584,730
2022-12-31
€489,606
2023-12-31
€453,395
2024-12-31
€429,234
2025-12-31
Operating profit (loss) trend5 periods
€44,941
2021-12-31
€122,596
2022-12-31
€92,371
2023-12-31
€87,413
2024-12-31
€90,227
2025-12-31
Profit (loss) for the financial year trend5 periods
€20,912
2021-12-31
€82,513
2022-12-31
€53,098
2023-12-31
€50,195
2024-12-31
€58,504
2025-12-31
Assets trend4 periods
€833,408
2022-12-31
€911,459
2023-12-31
€789,974
2024-12-31
€765,051
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
49/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
94/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | - | 20.7 % | 24.8 % | 30.9 % | 39.6 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 7.7 % | 19.2 % | 16.2 % | 16.2 % | 17.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2700383-4
VAT IDFI27003834
EU IDFIFPRO.2700383-4
MunicipalityTampere
Current registered entries
2015-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-07-13Registered in Tax Administration (Prepayment Register)
2015-07-22Registered in Patent and Registration Office (Trade Register)
2015-07-31Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Vänttinen Jere-Pekka TapaniToimitusjohtajaSources: 4 · Confidence: 78%
Mäenpää Ilkka UoleviPuheenjohtajaSources: 4 · Confidence: 78%
Suoniemi Ari KalervoVarsinainen jäsenSources: 3 · Confidence: 78%
Vänttinen Jere-Pekka TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTampereen Lainaväline Oy
Grade unchangedA3 · new analysis 2026-10-17
74/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
70 peersSolvency40%
Below 60% of peers
Profitability76%
Better than 76% of peers
Revenue growth24%
Below 76% of peers
Supporting factors
- Strong operating profitability
- Active registered status
- Long registry continuity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1774/100 · v0.15
A3 → A3- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0374/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsSeurattava
68/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-05-15
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tampereen Lainaväline Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.