Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Tandife Oy
Tandife Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 1989-09-13. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-09-30, revenue was €10,157 and operating profit was €1,785.
Business ID 0761197-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0761197-1
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Hämeenlinna
- Company form
- Limited company
- Registration date
- 1989-09-13
- Business ID registration date
- 1989-10-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sibeliuksenkatu 9 A 7, 13100, Hämeenlinna
People and decision-makers
Tandefelt Pekka ArvidVarsinainen jäsen
Tarja TandefeltHallitus: varajäsen
Ari NiemensivuTilintarkastaja
About Tandife Oy
Financial position and key figures for the company.
Tandife Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 1989-09-13. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-09-30, revenue was €10,157 and operating profit was €1,785. The latest retained financial statement for 2025-09-30 shows revenue of €10,157 and profit for the financial year of €2,457. Based on the latest retained statement, revenue growth was +31.4%, operating margin was +17.6%, and equity ratio was +17.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
2
2
Combined source
Derived indicators
Revenue growth31.4%
Operating margin17.6%
Equity ratio17.2%
Balance-sheet contextLatest financial period
Cash and bank€69,592Previous: €65,581
Retained earnings-€945Previous: €2,475
Profit before taxes€2,457Previous: -€3,420
Equity€59,112Previous: €56,654
Liabilities€284,024Previous: €284,118
Current assets€135,969Previous: €131,957
Current liabilities€4,181Previous: €4,275
Employees0Previous: 0
Revenue trend5 periods
€6,550
2021-09-30
€8,881
2022-09-30
€9,214
2023-09-30
€7,731
2024-09-30
€10,157
2025-09-30
Operating profit (loss) trend5 periods
-€3,653
2021-09-30
-€1,375
2022-09-30
-€349
2023-09-30
-€1,210
2024-09-30
€1,785
2025-09-30
Profit (loss) for the financial year trend5 periods
-€9,254
2021-09-30
-€6,991
2022-09-30
-€5,136
2023-09-30
-€3,420
2024-09-30
€2,457
2025-09-30
Assets trend5 periods
€339,501
2021-09-30
€338,058
2022-09-30
€338,708
2023-09-30
€340,772
2024-09-30
€343,135
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
22/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
94/100 · Improving
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | 21.3 % | 19.3 % | 17.7 % | 16.6 % | 17.2 % |
| Current ratio | - | - | - | 15.34x | 16.65x |
| Operating profit margin | -55.8 % | -15.5 % | -3.8 % | -15.7 % | 17.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0761197-1
EU IDFIFPRO.0761197-1
MunicipalityHämeenlinna
Current registered entries
1989-09-13Registered in Patent and Registration Office (Trade Register)
1989-10-11Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Tandefelt Pekka ArvidVarsinainen jäsenSources: 2 · Confidence: 78%
Tarja TandefeltHallitus: varajäsenSources: 1 · Confidence: 76%
Ari NiemensivuTilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTandife Oy
Grade unchangedA2 · new analysis 2026-10-17
80/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
55 peersSolvency18%
Below 82% of peers
Profitability75%
Better than 75% of peers
Liquidity82%
Better than 82% of peers
Revenue growth87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings120 days after period end
134 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- High balance-sheet leverage
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1780/100 · v0.15
A2 → A2A2
2026-10-16 06:4980/100 · v0.14
A3 → A2 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1577/100 · v0.14
A3 → A3- Revenue: Volatile
- Profitability: Volatile
- Solvency: Stable
A3
2026-09-1477/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-01-28
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tandife Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.